Keywords are ideas and topics that define what your content is about. In terms of SEO, they're the words and phrases that searchers enter into search engines, also called "search queries." If you boil everything on your page — all the images, video, copy, etc.

 76-100

 76    -    google scholar

Google Scholar is a freely accessible web search engine that indexes the full text or metadata of scholarly literature across an array of publishing formats and disciplines.

77    -    f

78    -    globo

Rede Globo, or simply Globo, is a Brazilian free-to-air television network, launched by media proprietor Roberto Marinho on 26 April 1965. It is owned by media conglomerate Grupo Globo, being by far the largest of its holdings.

Só na globo.com você encontra tudo sobre o conteúdo e marcas do Grupo Globo. O melhor acervo de vídeos online sobre entretenimento, esportes e ...

79    -    home depot

The Home Depot, Inc. is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered at the Atlanta Store Support Center at 2455 Paces Ferry Road NW; Atlanta, GA, 30339 in unincorporated Cobb County, Georgia.

Shop online for all your home improvement needs: appliances, bathroom decorating ideas, kitchen remodeling, patio furniture, power tools, bbq grills, carpeting, ...

80    -    skyscanner

Skyscanner is an online travel company based in Edinburgh, Scotland and owned by Trip.com Group, the largest online travel agency in China. The site is available in over 30 languages and is used by 100 million people per month.

Book cheap flight tickets Map tool/search everywhere for the cheapest flight offers. Compare air tickets from 1200 travel sites. 100M users, 90M app ...

81    -    google map

Navigate your world faster and easier with Google Maps. Over 220 countries and territories mapped, with hundreds of millions of businesses and places on the ...

82    -    cnn

Find the latest breaking news and information on the top stories, weather, business, entertainment, politics, and more. For in-depth coverage, CNN provides ...

83    -    çeviri

Google'ın ücretsiz hizmetiyle kelimeleri, kelime öbeklerini ve web sayfalarını İngilizce ile 100'den fazla dil arasında anında çevirin.

84    -    discord

Discord is a proprietary freeware VoIP application and digital distribution platform designed for video gaming communities, that specializes in text, image, video and audio communication between users in a chat channel. Discord runs on Windows, macOS, Android, iOS, Linux, and in web browsers.

85    -    youtube mp3

86    -    steam

Steam is a video game digital distribution service by Valve. It was launched as a standalone software client in September 2003 as a way for Valve to provide automatic updates for their games, and expanded to include games from third-party publishers.

87    -    ebay kleinanzeigen

Kostenlose Anzeigen aufgeben mit eBay Kleinanzeigen. Gebraucht oder Neu, Privat oder Gewerbe - Jetzt gratis inserieren auf Deutschlands meistbesuchtem ...

88    -    irctc

Indian Railway Catering and Tourism Corporation is a subsidiary of the Indian Railways that handles the catering, tourism and online ticketing operations of the latter, with around 5,50,000 to 6,00,000 bookings everyday. It is the world's busiest and highest of 15 to 16 Lakhs tickets every day.

89    -    ryanair

Ryanair DAC is an Irish budget airline founded in 1984, headquartered in Swords, Dublin, with its primary operational bases at Dublin and London Stansted airports. It forms the largest part of the Ryanair Holdings family of airlines, and has Ryanair UK, Ryanair Sun, Malta Air and Lauda as sister airlines.

Book Cheap Flights direct at the official Ryanair website for Europe's lowest fares. Fully allocated seating and much more now available online.

90    -    cricbuzz

CricBuzz is an Indian cricket news website owned by Times Internet. It features news, articles and live coverage of cricket matches including videos, scorecards, text commentary, player stats and team rankings. Their website also offers a mobile app.

Get Live Cricket Score, Scorecard, Schedules of International and Domestic cricket matches along with Latest News, Videos and ICC Cricket Rankings of ...

91    -    libero mail

Inserisci la tua user e password ed entra in Libero Mail. Sei invece un nuovo utente? Crea un nuovo account o richiedi l'aiuto di Libero.

92    -    onet

The Occupational Information Network is a free online database that contains hundreds of occupational definitions to help students, job seekers, businesses and workforce development professionals to understand today's world of work in the United States.

Onet: codzienne źródło informacji milionów Polaków - wiadomości z kraju i ze świata 24/7, pogoda, sport, biznes, moto, rozrywka. Bądź na bieżąco z Onet!

93    -    wp

WordPress is a free and open-source content management system written in PHP and paired with a MySQL or MariaDB database. Features include a plugin architecture and a template system, referred to within WordPress as Themes.

Nowoczesne medium, porządkuje świat i dostarcza angażujące informacje, rozrywkę i usługi w czasie rzeczywistym. Przewodnik Polaków w wirtualnym świecie.

94    -    google classroom

Google Classroom is a free web service, developed by Google for schools, that aims to simplify creating, distributing, and grading assignments in a paperless way. The primary purpose of Google Classroom is to streamline the process of sharing files between teachers and students.

Classroom is a free service for schools, non-profit organsations and anyone with a personal Google account. Classroom makes it easy for learners and ...

95    -    meteo

METEO FRANCE - Retrouvez les prévisions météo officielles et gratuites de Météo-France à 15 jours pour toutes les villes de France, pour l'outremer, le monde, ...

96    -    fox news

Breaking News, Latest News and Current News from FOXNews.com. Breaking news and video. Latest Current News: U.S., World, Entertainment, Health, ...

97    -    translator

Translation history will soon only be available when you are signed in and ... so make sure to save translations you want to remember for ease of access later.

98    -    groupon

99    -    trump

Donald John Trump is the 45th and current president of the United States. Before entering politics, he was a businessman and television personality. Trump was born and raised in Queens, a borough of New York City, and received a bachelor's degree in economics from the Wharton School.

100    -    badoo

Badoo is a dating-focused social network founded by Russian entrepreneur Andrey Andreev in 2006. It is headquartered in Limassol, Cyprus, with offices in Malta, Russia, the United Kingdom and the United States.

 GOOGLE TO BLACKLE

Greetings To All,,

Blackle is a website powered by Google Custom Search and created by Tony Heap of Heap Media, which aims to save energy by displaying a black background and using grayish-white font color for search results.

Blackle - Energy Saving Search

Blackle. Google. Custom Search. 7,971,735.001 Watt hours saved. Make Blackle your homepage · Hide button · About Blackle|Blackle Toolbar|Privacy & Terms

Frequently asked questions about Blackle

Who owns Blackle?

Blackle is independently owned and operated by Heap Media.

How do I set or unset Blackle as my home page?

It depends which browser you are using. Here are some instructions for changing your home page setting.

Can I make my web browser use Blackle for searches?

Yes, click on the "Add to Search Bar"

What is the aim of Blackle?

The aim of Blackle is to remind people of the need to take small steps every day to save energy. We hope that the flow on effect from people using Blackle and thinking more about other things they can do to save energy will make a significant difference.

Does Blackle save energy on LCD and CRT monitors?

There are significant energy savings on black websites for LED backlit LCD, OLED and CRT monitors. CCFL backlit LCD screens are not significantly affected by display color because of their constant backlight. Since 2005 manufacturers have moved away from these CCFL backlit screens. In 2020 the majority of monitor sales are LED backlit LCD's.

Will Blackle be adding other features such as image search or a search toolbar?

We now have images search. Click on the "Image" tab at the top of the search results page. You can use Blackle as your default search engine in your browser toolbar by clicking the "Blackle Toolbar" link on the Blackle homepage. We are working on many other new features. Stay tuned...

Paperwork When Buying a Home

Buying a home can be the most important investment for anyone. There are number of factors to consider while investing in residential property both as the first time buyer as well as the experienced.

The article highlights the importance of legwork involved in any home loan deal, a popular source to finance home sweet home.

The Importance of Paper Work

Dragging the closure of deals unnecessarily can bring about a severe headache. All of your significant paper work related to closure activities including the loan papers, title insurance, settlement statement, documents of owner’s coverage, and other contact papers must be competed legally before closure. Ensure to complete the entire documentation under local and state laws for the smooth transfer of property. A little leniency can lead to financial penalties and, worst of all, forfeiture of your rights to that property.

Documents Required For Buying a Home

Title Insurance: The deed offers protection against the frauds in the title works of the property. A number of problems may arise such as errors in public records, undisclosed liens, and encumbrances, easements, forged deeds, and undisclosed heirs to the property. Pitfalls like the mentioned ones can affect the future value of your property. You must always have the expert’s advice on your side to avoid nasty surprises later. They will inspect the title insurance properly. You can also get title insurance directly from a title agent.

Homeowner’s Insurance Policy: The lender wants the buyer to have a valid homeowner insurance policy in case he does not make payments in cash while buying the property. It ensures protection of both parties’ investment. However, the policy must be secured before the date of deal closure.

Allotment Letter: This is a document that contains all necessary details regarding the time schedule for the payments to be made, the price agreed upon, the construction, the house plan, liabilities of builders and delivery dead lines. You have to get your allotment letter from the concerned builder.

Lender’s coverage: Nearly all the lenders ask the buyers to provide title insurance for the loan they provide. Since, the amount of mortgage decreases during the loan tenure, the amount will also decrease.

Payment Challan: It is most important when you buy your home directly from a builder. It serves as an evidence of the payment that you have deposit into the seller’s account.

Original sale deed: In case, you are looking forward to buy the property from private builder, ensure to have the original sale deed signed by the first buyer and the builder.

Owner’s coverage: This is the document that remains at a particular level throughout the ownership period and is issued according to the amount of the actual cost price of the house.

Completion Certificate: Its significance lies in ensuring the buyer that his/her newly acquired property adheres to the requirements of the municipality or the state laws. The seller must provide completion certificate to the buyer.

Guiding Through the Entire Legwork

Always consult your lawyer or a competent property consultant when signing the papers. Your lawyer will be important to the best handling of documents required in the process of property transfer. Moreover, he can guide you about your responsibilities and legal rights.

-->

Many ads don’t say you may have to work for many hours without pay. Or that there may be hidden costs. Countless work-at-home schemes require you to spend your own money to place newspaper ads, make photocopies, or buy the envelopes, paper, stamps, and other supplies, instructions or equipment you need to do the job.

People deceived by these ads have lost thousands of dollars in addition to their time and energy.

These business opportunities make it sound easy to start a business that will bring in lots of income without much work or cash outlay. The solicitations trumpet unbelievable earnings claims of $140 a day, $1,000 a day, or more, and claim that the business doesn’t involve selling, meetings, or personal contact with others, or that someone else will do all the work.

According to the U.S. Postal Service Investigation Service, envelope stuffing has become a highly mechanized operation using sophisticated mass mailing techniques and equipment which eliminates any profit potential for an individual doing this type of work at home.

They know of no work-at-home promotion that ever produces income as alleged. In just one twelve month period they put about 3,500 of these work-at-home operations out of business through mail stop orders, consent agreements, or criminal proceedings.

To raise public awareness and assist law enforcement, the Better Business Bureau and the U.S. Postal Inspection Service answered 112 work-at-home advertisements around the country and found that nearly 100 percent of the heavily advertised opportunities are fraudulent.

The yearlong investigation, called Operation Job Fraud, found that 21 operations were out of business before the study concluded. Another 12 did not respond after applicants sent money, and 10 more stopped responding after an initial inquiry.

Of the 69 remaining, two said the jobs had been filled and the rest sent instructions for setting up another work-at-home company, products to assemble, books and lists of other work-at-home companies to contact or offers for software, books or videos.

While about 20 million entrepreneurs this year will earn their income from enterprises run from basement offices and kitchen tables nationwide millions of others will fall victim to work-at-home scams that are spread through classified ads, direct mailings, and the Internet and e-mail.

They will say things like: "Work at Home, Earn Up to $40,000 a Year!"; "Easy Work for Excellent Pay!"; "Be Your Own Boss, Work Your Own Hours!"

One person who paid $54 for a software package that she thought would allow her to launch a data-entry business found that when she installed the software, the only directions that popped onto her screen told her to place ads in local newspapers to get others to purchase the software. "And if, by chance, any other sucker bought the software, like I did, then I would get paid $7."

Another victim spent more than $2,100 on a home computer and training software after answering an advertisement to work from home as a medical-bills processor. But after getting set up, she called the company for help and found that the telephone number was disconnected.

Items to look for when suspecting a fraudulent home business opportunity:

blue bullet point No experience is required.

blue bullet point You can make a fortune working a few hours a week.

blue bullet point Ask yourself why they would pay you for something a machine or factory in China could do faster and cheaper.

blue bullet point The ad is bold-faced, CAPITALIZED and full of exclamation marks!!!

blue bullet point The ad is totally vague about what you’ll do but implies untold riches.

blue bullet point You are asked to call a 1-900 number and are billed for seeking more information.

blue bullet point For a fee, they will send you a list of businesses that are looking for home-based workers.

blue bullet point When following up they pressure you to make a decision immediately.

"How-To" Get Caught

An FTC induced settlement showed that more than 85,000 consumers nationwide lost about $4 million to U.S. Hotline, Inc. which did business as U.S. Car Buyers Alliance, U.S. Job Finders and U.S. Publishers Advocates, marketers of three "money-making" schemes. Most consumers are lucky to be getting back about $50, which represents full refunds of their losses.

The FTC had charged the defendants with deceptively promoting a series of "guides", for $20 to $50 each, that supposedly explained how to buy government-seized cars at "giveaway prices," or how to find work-at-home jobs that involved reading manuscripts or books, or performing piece-work.

They misrepresented their refund policies, the profits or earnings you could make, and numerous other aspects of the schemes. In addition to the refunds they are barred from making the same or similar misrepresentations regarding any publications, products or services they market in the future.

The companies are all out of business at this time. The FTC won a court order freezing their assets and appointed a receiver. The refunds are being distributed to those who filed written complaints or who mailed in a claim form sent to all of their customers.

10/01 - The first Ontario ruling to forfeit proceeds of crime acquired through Cybermarketing fraud came about after the conviction of Daniel Richard Quibell, 27; James Earl Quibell, 25; and Richard Brian Quibell, 52, for their spamming operation which promoted home businesses.

The three were found guilty of fraud in connection with the operation of three companies; R&D Enterprises, Cybermarketing and National Information Services; from June of 1997 to October of 2001.

The investigation began after police received complaints that millions of unsolicited electronic mail messages were being dispersed world wide. These messages, disseminated by the companies, promised the ability to earn thousands of dollars monthly by starting home businesses.

The investigation concluded that the nature and promises made in the unsolicited emails constituted a fraud against the public. More than 10,000 individuals around the world fell victim to the scheme.

They were sentenced today to a six month conditional sentence to be served at their residence. The monies, which amounted to $225,000, will be returned to the victims by the Attorney General of Ontario.

Other Sites:

Friends in Business Scams

Susan Simerly sent along this offering Dec 21, 2001.

HOME-WORKERS NEEDED! $300-$1000 PLUS WEEKLY Simple, pleasant work...you do at home.

Dear Friend,

Are you seeking a rewarding second income? Would you like to set your own work schedule? Work the hours you choose? Earn extra income for your family? If so, then we may have the answer.

Current statistics show that by the year 2010, 40-60% of the American work-force will be working from home. Get a jump on your future and secure a job through us. Our company provides a special work-at-home program that is used by thousands of people and businesses across the globe.

With your help, we can reach and provide a better program to more of these people and businesses, faster and at a lower cost, than our competitors. The vast majority of these positions require no special skills or experience, just a sincere desire to GET STARTED, and EARN MONEY!

YOU CAN EARN GOOD MONEY!!!

Potential incomes range from $300 to $1000 weekly or more, depending only on the amount of free time you have available. The effort you invest can make you a substantial income. You'll find this work, done easily and quickly, can double or even triple your income.

With just one or two hours per day you will be excitedly surprised at how easy we've made it to get the type of position you want and how profitable this work actually is. You can earn enough money working in your spare time to purchase that new car or boat you've been wanting, pay off credit cards, bills, or even take a vacation. Maybe just add more financial security for yourself or your family. Whatever the reason, you can't go wrong.

ALL BUSINESS CAN BE DONE RIGHT FROM YOUR OWN HOME

You can start the same day you receive our program and instructions and begin receiving money within a matter of days. Most of these positions require no prior experience or special skills and our program is specifically designed to get you up and running as fast as possible.

HELP SOLVE YOUR MONEY PROBLEMS

If you are looking for an excellent extra income to relieve financial pressures, you owe it to yourself to investigate our program. Naturally, no company can afford to send out expensive information for free to everyone who writes in asking for it. Therefore, we must ask each person for a one time fee of $10.00.

This fee covers all the cost of our work-at-home program and includes complete details. It also assures us that you are serious about working as a Home-Worker. We will not ask or require you to pay us for any additional information, instructions, or materials. There is no hassle. However, you must act promptly.

At this time there is a need for dependable Home-Workers in your area, some of whom may start in the very near future. There are only a limited number of positions needed for each position for each region and as soon as each position is filled, we will cease to offer this program. Your help is needed now! So, if you're a productive, positive person, we're looking forward to hearing from you and seeing you benefit from our program.

SIMPLE, EASY, AND PROFITABLE, THIS PROGRAM MAY BE THE BEST WAY TO MAKE AN EXCELLENT INCOME AT HOME.

I understand that the Home-Workers Program does not contain and is not in any way a get-rich-quick scheme and that the fee I am enclosing is a one-time fee only and that ZCC Marketing will not ask for or require any further funds.

**Processing fee must be in US FUNDS ONLY please. *

Send to: ZCC Marketing 1489 Marine Drive #514 West Vancouver, B.C. CANADA V7T 1B8 Because we are a company soliciting people from the public we must assure you that we are the BEST type of company PERIOD.

No Pot of Gold at the End

I want to let people know, who hopefully find this site before getting scammed, that Rainbow Expressions is a total scam. They offer all kinds of work-at-home programs all over the internet and have many sites linked to them - here are a few: workathomeconnection.com; workathomesite.com; findworkathomeemployment.com; rainbowexpressions.com

Rainbow Expressions

P.O. Box 130275

Fort Lauderdale, Florida 33313

I found them by typing in work-at-home jobs. I figured they were legit because no matter which site I went to, there they were. I paid them $47.00 dollars for their start up fee for supplies to stuff envelopes.

I really regret not finding this site before sending them my money. I wrote them a mean letter and requested they refund my money if they have any decency - knowing that they will probably just laugh and cherish my letter as "A job well done" on their part.

It is so sad to know that there are people in the world that do this to others. I am not able to go out and work in an everyday work environment as most people can, because of disabilities and thought this envelope stuffing job was an answer to our prayers. Extra money of any amount is very hard to come by in my household.

Linda MFP 01/06/02

Not Barefoot Yet

There is a site I got involved with called Iron Stone Publishing at ironstonepub.com. They charged me $24.95 to get downloads of jobs at home.

I applied for dozens and never got one reply. When I applied for a home job they had listed for Pinkerton I received my envelope back marked address unknown.

When I informed them of this I was called stupid and uneducated and incapable of following orders or applying for a job. Nothing could be further from the truth, believe me.

When I mentioned that I was going to tell people what had happened to me, they informed me that if I discussed anything about their site, with anyone, they would sue my socks off.

After I advised them that I was alerting Pinkerton about them, I never heard back. Just thought I'd warn others.

Siouxscot 01/05/02

Med Quest Inc at www.Med-Quest-Inc.com say they guarantee you a job but after you pay them a fee all they do is send you a list of companies that are supposedly hiring. When applicants called the companies listed, the perspective employers were very upset and wanted to know who's list they were on so they could be removed.

None of them knew what you were talking about and were not working with that company although a few of them seemed to have had this problem before with Med Quest. Applicants have not got money back even though they said it was money back guarantee.

Work at Home as Phone Actors/Actresses for SEX LINES / PSYCHIC HOTLINES

With suggestive or generically obscure names such as Lip Service, North Star Guild, TnT Central, Brownwood Ltd, Teleglobal, Destiny4Pleasure, thisnthatcompany and Miss Mercedes Ladies, the adult phone line business promises to pay you for talking the pants off other people.

The trouble is you may be the one to have to find these people and drive them to the site, then you need to get them to pay for the service. You are also expected to purchase calling cards and/or call the customer on your dime for a top pay of 30 cents a minute.

In addition AT&T is getting out of a major part of the pay-for-service telephone business, dealing a serious blow to psychics, sex lines and other companies that use 900 numbers. They stopped providing billing services for new 900 customers as of 01/02, and will discontinue billing for all such numbers on Dec. 31. The tawdry reputation of some 900 services and its affect on AT&T's image may have played a part.

Tips and comments from promoters include:

-->

"Do you have a charming personality and love to talk with interesting people? Do you desire to earn a great income performing a fun and easy job right from the comfort of your own home?

If you answered "yes" to all of the questions above, then this is the job for you! Northstar Communications desperately needs telephone actors and actresses to provide entertaining conversation to our European clients. We prohibit all sexual-oriented conversation. We are not associated with any adult entertainment industry. Our chat lines are only open to nice, honest conversation.

Compensation for this position is WONDERFUL!! You can earn a minimum of $670 per week! You are only required to work any 5 days out of a 7 day week and talk a minimum of 240 minutes a day. The best part about working for us is, there is NO investment or start-up fees of any kind.

Nevertheless, if you have spectacular voice talent and desire to work from home, send an e-mail to..."

"The newest Adult Phone Chat line out there is owned by two women who are not only out there to make money themselves but to provide a stable, fun and stress free work environment for both men and women."

"Remember to always protect yourself and your privacy. You make the decision regarding the type of method used to receive these calls."

"Pre-Paid Calling Cards can be purchased at local gas stations, Walmarts, or other discount stores. (Shop for the card with the best per minute rate, we use cards that have a 1 cent per minute rate. You may have to do some shopping to find this one but they do exist.)

"Purchase an 800 service for your home phone. These require that you pay the rate that the 800 company sets forth out of your pay. We are not responsible for your phone bill."

"You can use your home phone to call the client, again you are responsible for your own phone bill. Check with your company regarding long distance rates. We are not responsible for your phone bill. Also, make certain that you know how to use call block so that the person you are calling cannot trace the call back to you. If you have a cell phone with unlimited minutes and long distance, you can use this as well if you like."

"For the most part, you are expected to "play around" on ICQ and try to get people to call you. You can use AOL, Yahoo, personal ads or whatever else you like."

"We charge $35 for 15 minute phone meetings and $55 for 30 minute phone meetings. Your pay is these amounts less $10 ($25 and $45). Most "phone sex" sites will only pay half the amount charged to the client."

"You will have a listing as a Mistress or Miss on the mainpage, your own webpage and a "pro" email account."

"This job requires reps to answer incoming calls directed by the main computer and interact with customers by using their computer screen scripts. All reps are independent contractors, and work on a per call/minute basis, and are paid only for their talk time, with additional incentives (Bonuses) for outstanding performance."

"Seeking EXPERIENCED psychic professional counselors in all areas of divination: Tarot, Astrology, Karma cards, Angel Cards, Numerology, Runes, ETC! All Wiccans and other spiritual groups are encouraged to join us! Applicant MUST bear a TRUE psychic/intuitive GIFT (no acting nor fabrication). $13/hour."

Some cautionary notes and observations from past participants.

"It is definitely sex talk, but for the money, I can talk about almost anything on the phone."

"Most times it is about sex, not just a nice woman to chat with. But it's a game. If you want to work the psychic lines for $9-12 bucks an hour, go for it, but if you want to act you can make $16.80 an hour."

"The lady next door knows I work at home. She has no idea what I do because I just tell people I work for a marketing company and I have to be on the phone and the computer a lot. One day I was in the bathroom doing a call and "Billy Bob, get your ass up here for dinner" was yelled into my window right into my phone."

"Many companies will promise you you will get busy, but then hire tons of girls so no one can make a living except for the owners of the line."

"As soon as they want $$$ for info, the right to work, or whatever........forget about it!"

"If anyone is interested in doing phone sex, with Brownwood Ltd. you have no need for a second phone line in your home, no costs to start, and the calls are routed to you, you don't have to run up an outrageous phone bill. www.BrownwoodLtd.com"

"I had a 900# for which I paid 300 bucks and I got scammed. When I called my own 900# I was told to hang up and dial someone else's number."

"They run ads very late at night. If they have two or three hundred people call wanting a reading, then they have to have two or three hundred people sitting by their phones, all bright eyed and bushy tailed in the middle of the night. The calls quickly taper off, and though you make three dollars and fifty cents for a ten minute reading, they only give you seven per cent, I cannot be bothered to stay up late for such wages."

"The money is so low that anyone who can read cards can work at a coffee shop or a restaurant, split the take with the owner, and do better in one day than this paid in a whole month."

"I thought it would be good when I was working around the house. You can't do anything else, take a bath, wash the dishes, walk the dog, because you have to be professional when that phone starts ringing."

"The whole ICQ thing just sounds like another way to say "troll for customers using AOL Instant Messaging". Just another scam that wants you to waste YOUR time finding clients and spend YOUR money talking to them...."

"Sounds like there are different chats we can do with the client we don't have to do anything we aren't comfortable with. Depending on the block time we get a percentage of the pay paid everyday via Paypal and also once a week pay sent to our house."

"I bought a phone card for 10 bucks, it was calls for a penny a minute with an access fee per call of 25 cents. I had 2 callers for 30 minutes the one day, got paid the next and went and bought another card."

"I have seen actress/actor jobs were you have to get your own 1-800 numbers so they can call you and you have to scout your own clients. When I see those I just move on."

"If there is a guarantee that clients are ready and willing to pay $30 for 15 minutes of chat time and I can get a calling card for 0.01/min then 100 minutes of talking could be very lucrative. Time will tell!"

"Regardless of how many calls you take, your pay reflects the average amount of time you kept callers on the line. If your average hold time is under 8 minutes you get paid 12 cents per minute. The only way to get paid 30 cents a minute is for you to have an average of 10 minutes."

"You can't force these men who are ready to climax to hold on for 10 minutes. Though some who just call to talk last about 15 minutes, the others that last 2 or 3 always brings the average down."

"Conversion is the % of people you talk to that turn around and call the 900# AND stay on past the free minutes."

"I have looked into the psychic lines which are an absolute rip off. You have a script so you are ripping off these people that are calling in thinking this is going to help them."

Don't Follow This Star

Get paid to chat. $.56 a minute. No fees. Not phone sex or psychic.

When hundreds of people signed on for one "work at home - get paid to chat" opportunity they were told they would have friendly innocent conversations with European men or recruit other phone actors who called.

But instead of answering phone calls from a lonely hearts line they had to make the phone calls and many times it was long-distance. The deception involved hundreds of people who were charged thousands of dollars for phone minutes.

The home-workers were told to connect through an inaccessible toll-free number but when that did not work they were given a long-distance line to call and told they would be paid $1.48 per minute.

They said they would be reimbursed the call-in charge of up to $1 a minute but never got that or payment for their time. Instead they incurred phone bills in the thousands of dollars.

"I answered an ad advertising for recruiters, people to actually recruit the phone actors and actresses who would talk to people on the North Star line. You would just try to keep people on the phone and chat with them."

As for the lonely European men, a few workers remember hearing some men on the line. But the only one located thought he was being paid to talk to lonely women. After navigating through some fairly explicit material, the home workers connected to people who sounded mysteriously like other home workers.

"So I was talking with the women who had kids, talking about recipes and cooking dinner. But after a few days we began putting two-and-two together and figured, hey, we're just chatting with each other."

The company behind this, North Star Communications Group Ltd. was traced to 21 year old Mike Bain alias Mike Bailey of Winnipeg, Canada.

2025 Corydon Ave Suite 162, Winnipeg MB R3P 0N5

385 St. Mary Ave, Winnipeg, MB R3C 0N1

Try Collecting From Them

Operating since at least 1998, A.V.I. Data Processing Center of Highland CA have had a pattern of unanswered complaints regarding alleged false advertising and misrepresentation of an employment offer with them for data entry which they promote through www.aviathome.com

While they appear to advertise data entry work at home employment, processing legal judgment notices, clients are not offered employment of any kind.

Instead, for an advance fee of $175.00, they receive a package containing software, a book with information on starting your own business, instructions on how to search court records for unpaid judgments and are told to mail a series of letters to the prevailing party at their own expense, offering to collect their judgment for a fee of $20.00.

Refunds and cancellations can only be obtained if the complainant sends proof of receiving 50 checks from clients within 60 days.

The company responds to a few complaints by denying refund requests but most complaints are unanswered. Both A V I Data Processing Center and Nationwide Collection Services operate out of a mail drop. Neither company has a published telephone number, and calls to the phone numbers on their printed materials reach recorded messages.

The individual below is trying to get his money back and is going to file a suit locally against this company. He would like to know if anyone that has been victimized by them would care to have him represent them.

Robert M Brady

38545 35th ST E

Palmdale, CA 93550

cjfa.org@ earthlink.net

Update 04/15/02 / 07/29/02

The BBB has 117 complaints filed against AVI on file.

The USPS has notified AVI that they are under investigation through their Consumer Protection Program, and have 45 days to resolve this situation, or face possible prosecution by the United States Attorney's Office, as well as a possible administrative action taken by the Legal Department of the USPS, to cut off their mail service.

Bob had meeting with Rick Stevens - Special Investigator with the San Bernardino District Attorney's Office, who have launched a formal investigation by the Specialized Prosecutions Group (Consumer Fraud) Division and has filed complaints with CA Department of Consumer Affairs, the FTC, and the CA State Attorney General's Office, but hasn't received any word from these agencies as of yet.

He is looking for legal counsel that will represent a class action though so far only two victims have contacted him. He is hoping to get access to the BBB complaint file but told that a court ordered subpoena is required.

He put together a website dedicated to this specific issue. For his efforts he has been served with a lawsuit by Higgins, the guy that said he didn't own AVI in the beginning. He is suing for Defamation, Trade Libel and Unfair Business Practices.

Robert wants to get him into court anyway so a Judge can see for himself what's going on. He has the help of Stephen Rohde, the immediate past president of the Southern California ACLU who is helping him structure his legal motions and filings. He feels that the DA is right around the corner from filing charges as well.

08/19/02 - Filed Motion To Strike "AVI's" Complaint so that the issue of "deceptive and misleading" advertising will be brought in front of a Judge for review. The Hearing is set for September 17, 2002 in the Superior Court of San Bernardino, Dept. S5. No word yet from the District Attorney's Office regarding their investigation.

Lesley Fountain (www.friendsinbusiness.com), who was named as a co-defendant in this lawsuit, has Jesper Rasmussen from the California Anti-SLAPP Program (www.casp.net) helping her to put her motion together.

Good luck as they go toe-to-toe with AVI Data Processing (Dameon Higgins)

11/14/02 - The hearing was scheduled for the next day but a fax arrived stating that Mr. Higgins is dropping the lawsuit against them.

03/27/03 - In February, we won a judgment against AVI for our "Costs & Attorney's Fees" for over $76,000. Now they are complaining about that so it's back to court. We also found out that we would likely have won the "Motion To Strike" as well, if he hadn't dropped the lawsuit.

Stock Routing Scam

While I have yet to figure the workings or ultimate goal of this operation I thought I would put it up for display and eventual investigation. They explain the process thus:

We process packages from our partners around the country and feel the need of honest person, who can route our mail to destinations around Europe. All our letters and packages are legal, and will be received by you from big well-known corporations such as Toshiba, Gateway, HP, Fujitsu, Dell.

We do know about the Anthrax threat in USA these days, so we promise you - there are will be no packages/letters from unknown individuals, just well-known corporations.

PAYMENT: We arrange payment at end of first probation month of work (30 days) $2000.00 in U.S. Dollars and second month and after that - $4000.00 in U.S. Dollars.

In future, salary may be up to $120.000 per year, but work can become full-time. In addition to payment above, you'll receive all money you'll spend for shipping for our company.

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LETTERS & PACKAGES TRAFFIC: You receive about two packages per week - 1 8 lbs per package maximum.

REQUIREMENTS: 1)5-10 hours per week 2)Address for letters and packages (not a P.O. box) 3)Fax us any kind of your I.D. - such as drivers license, national I.D. etc. to 720-528-7930 (U.S FAX) (You can understand, without simple verification, we can't begin to work, because our packages have very high value and we don't want to risk) 4)When you receive our packages & letters, you must send them out via USPS Global Express Mail (EMS) to our destinations and provide tracking number to us.

ABOUT US: We are Sprint Ordering, Ltd. engaged in distributing of exclusive electronics. We help people in purchasing brand-name electronics such as DVD-players, A/V receivers, digital photo and video camcorders, some kind of rare accessories for them.

Also we are interested in distributing different computer parts, complete computer systems (notebooks only). You can check our website at www.sprintordering.com for more information.

The reason of our activity is the absence of possibility to buy that kind of electronics in those regions (high tax-rates, high prices, absence in the shops or expensivness).

We need to sign contract before the work. Let us know your decision. Look at the contract:

E M P L O Y M E N T C O N T R A C T

THIS AGREEMENT, entered into this the ____ day of _____________, 2002, by and between Sprint Ordering, Ltd., (410 W. Colfax Avenue, Denver, CO, 80204, USA), in the furtherance "Employer", and ______________________, in the furtherance "Employee".

WHEREAS Employee identifies himself as ______________________ residing at the following address: ________________________________________________WHEREAS Employee states that he's citizen or permanent resident of the US and his residence is in City of _____________, State of __________________, USA.

He submits as verifications of these facts a true & accurate copies of his I.D. card (Driver's License, SSN Card etc.) that are incorporated herein.

WHEREAS Employer is liable both criminally and contractually to keep information (such as SS and Driver's License numbers) confidentially.

N O W T H E R E F O R E, FOR AND IN CONSIDERATION of the mutual promises and benefits to be derived by the parties, they do hereby agree to the following:

1. The employee is being hired as a _Stock_Router_________ to perform the following general duties: _route our mail and packages to location we specify_.

2. Hours of employment: 20 hours (Number of hours per week: 5 hours).

3. Working month is counted from the moment of getting first package (letter) by Employee. Employer guarantees this to happen within ten working days from the date of signing this agreement. Employee must inform Employer by any way the same day as this will happen.

4. Ending date of employment: Until termination with or without cause. Employee will be paid back all expenses according to the date of termination.

5. The Employee's compensation shall be paid and received monthly in the following order:

(A) First Month $2000.00 plus reimbursement for all and any S&H charges the Employee has paid,

(B) and Second Month and following months $4000.00 plus Employer agrees to pay a reasonable advance fee but not less than $1000.00 to Employee (as "expense account fund") to cover all and any S&H charges the Employee will pay.

6. This agreement may be terminated without notice by either party.

7. The Employee acknowledges that in the course of employment he may become aware of certain information about the Employer's operations or clients that is considered proprietary.

8. The Employee agrees not to disclose such information or use the information in any manner that might be harmful to the Employer's business for which Employee is liable both criminally & contractually to keep confidentially.

9. No modification or amendments shall be made to this contract unless it (they) are in writing and executed by both parties.

10. TIME IS OF ESSENCE for both parties.

11. This contract is governed by the laws of the State of Colorado or those of the State of the Employee is residing in.

12. Should any disagreement arise between the parties as it relates to employment, each party shall be responsible for their own attorneys' fees and court costs unless the Court orders otherwise.

THIS IS THE WHOLE AND ONLY AGREEMENT (CONTRACT) BETWEEN THE CONTRACTING PARTIES.

FOR THE Sprint Ordering Ltd.:

William A Chambers

Robert T Gray

Note: Most likely a Nigerian scam, money laundering, check fraud, bogus orders operation.

Med-A-Fax is supposed to be a "work at home" based business that deals with sending faxes to medical institutions to help doctors and such find work. They charge you a fee of $298 for the package, if you want to know more about the company, what it has to offer, etc.

They tell you very little, if anything, about the opportunity BEFORE you send them a payment.

Got the package-it doesn't work. Just false advertising of how much money you can make, and how the business works. Plus if you have a complaint they will not answer your calls/letters/email, etc. When we requested a refund, they gave us a run-around and refused to refund our money (even after sending all of the material back to them). Beware of this rip-off.

Thomas 03/12/02

Don't Staple, Fold or Mutilate the Payment Though

I received a work at home offer in the mail and as I have been burnt before so I was not stupid enough to fall again.

The scam is "Stapling Booklets at Home". The promise is "Up to $2500.00 Weekly" with a registration fee of $39.00 - $3.00 extra for shipping within 7 days".The address to return the filled out form and money is:

N.K.D Enterprises

4119 N. State Rd. 7

P.M.B. 135

Ft. Lauderdale, FL 33319

The envelope was post marked NO VA P&DC and had no return address.

I wish that there was a site that could list the suspects. Why does someone have to get ripped off and then fill out a bunch of forms before the word can start trickling out about a particular scam?

Scott Boldwyn 08/19/02

2 Oct 2002 NorthantsnewCrimeBeat UK

A conman who tricked people out of their money with a bogus 'work from home' scheme was yesterday jailed for two years. A court was told 32-year-old Neil Jeans, Corby, advertised for mailing staff and charged them money to purchase an introductory kit.

Only later did workers find they were required to place advertisements in local shops at their own expense to recruit more people for him to cheat. Even after being convicted of eight charges of deception in November last year, Jeans set up another firm and continued the deception.

He had first established Aquamass UK, of Corby, and placed advertisements in newspapers in September and October, 2000. Applicants received a letter promising "extra money doing pleasant work at home" and were asked to send off for a starter kit.

Leicester Crown Court was told yesterday applicants who did send off later received a booklet entitled Helpers of People. But only when they received it did they realise they had to place advertisements at their own cost.

Catarina Sjolin, prosecuting, said Jeans' business proposition was actually "a self-perpetuating scheme, with no real work done, achieved or produced". Jeans offered 40p for every address secured by his 'employees', leaving the victim almost inevitably out of pocket.

At a magistrates' court hearing last year Jeans was found guilty of netting £114 through the fraud. He asked for a further 13 offences, committed in January and February this year to be taken into consideration.

Miss Sjolin said he had now operated the scam four times, with previous convictions in 1994 and 1997 and one year-long jail sentence. Tony Stanford, mitigating, conceded the matters were serious but insisted the aim had been to create a genuine mailing list.

He said: "Mr Jeans concedes that the way in which he went about it was not appropriate. But he stopped at an early stage." Mr Stanford added that Jeans had recently become a father with his new partner and would be prepared to repay his victims.

But passing sentence, Judge Richard Bray said: "One can't exaggerate how much anguish these sort of frauds cause members of the public. This was an unpleasant scam which preyed upon the credulity and trust of customers, many doubtless desperate for work."

JOB DESCRIPTION; Processing Specialist,

This position is done over the internet and involves processing e-mail orders, for software, from your home office. Each order must be processed promptly and copied to a 3.5 diskette. This will involve working 2 - 4 hours per day, however you may choose to work more. At least 15 hours per week is required.

Full training will be provided, including; software that is downloaded to your computer, an information packet, and a duplication license. This information will teach you how to receive and process the orders. The software and information are free but, we need to ask for a $7.95 USD postage and handling charge. There will be no other charges to you. It is not necessary to send by priority, express, certified or registered mail.

JOB REQUIREMENTS; No experience is necessary, however you must be self-motivated and self-disciplined. You will need a PC, printer of good quality and an e-mail account. Job is open to US residents only.

YOUR PAY; You can make $12.00 - $15.00 per order completed by check to your home office. It will take less than one hour to complete an order.

APPLY FOR PROCESSING SPECIALIST; send your info and the postage and handling fee, (money order or check, please no cash) to; Online Resource PO Box 270572 Milwaukee, WI 53227

As a bonus, you can download several documents and use them in addition to your software to help you with a Home Office Career. Have a great day, Online Resource 10/07/02 www.expage.com/onlineresources

I visited your website and have a question about an envelope stuffing advertisement.

In my local newspaper I saw the ad, placed my name and received information. It said I have to send in money to receive a directory which lists jobs I can get like envelope stuffing or assembling things. Also, there is a website www.HomeJobSecrets.com.

The company is located at 599B Yonge St., Suite 259, Toronto, ON M4Y 1Z4, but for all I know it's probably just a mail box.

I know it's a scam because you have to pay money to work, but this company is based in Toronto and is called Canadian Consumer Services Inc. which offers the service of selling directories.

Even if this aspect is a legal business what about the companies in the directories? Could they be scam jobs and if so how is this legal? It says it's registered with Ontario Consumer and Commercial Relations and the Chamber of Commerce but how could they let these scams go on.

How can they set up and run businesses like this without being caught? If this is illegal then how come they’re not getting caught by authorities in Canada or anywhere else?

Sarah Sawah 06/13/03

Federal Trade Commission v. end70 Corporation, et al.

The Federal Trade Commission announced the filing of a complaint against the defendants alleging that they made deceptive claims in the sale of Internet home-business opportunities. A temporary restraining order has been entered by the court.

Examples of "Work at Home" sites:

www.ushomeworkers.info

www.homeworkersunited.com

www.HomeJobSecrets.come