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    Thursday, May 29, 2008

    DESTINY NUMBER is the sum total of one's date of birth and therefore unique for every person

    Thursday, May 29, 2008 0
    DESTINY NUMBER is the sum total of one's date of birth and therefore unique for every person

    In Numerology, Destiny Number is the sum total of one's date of birth and therefore unique for every person. ... It is calculated by adding all the numerals in one's birth date and bring it down to one digit. For e.g., a birth date of 2/09/1976 will give the destiny number of 7 (2+9+1+9+7+6= 34= 7).

    In Numerology, Destiny Number is the sum total of one's date of birth and therefore unique for every person

    A number derived from all of the letters in your FULL BIRTH NAME make up what is called the Destiny or Destiny number. Although this number is called both of these names, throughout this website it will be referred to as the Destiny number. I'm changing my naming of this to Destiny because that name seems to be winning out over all, and it is probably a better descriptive word for the meaning of the this important core element. This is the number that describes the tasks that you must achieve in this lifetime using the name given you. This name, the complete birth name, symbolizes the opportunities you have at your disposal. This is sometimes referred to as your potential or destiny. Living up to attributes of this number may not be easy, but it is your goal in the here and now. It is your life's purpose, spiritual mission, and your field of opportunity. Unlike the Life Path number which reads as you are, the Destiny number more correctly reads as you MUST or what you can aspire to become.

    To arrive at your Destiny number, take each name separately and add up the letter values using the conversion chart below. Reduce each name to a single digit . Then add the results of all of the names to arrive at a total which you then once again reduce to a single digit.

    Don't use nicknames, assumed name, deviations in spelling used, or omit any part of the birth name. Use it as it appears on the birth certificate. Don't worry about changes to the name (married name, etc.), just stay with complete birth name. Don't count Jr. Sr., III, etc. following the name.

    The only exception to this is in the case of adoption shortly after birth, and here the name given in the adopting home should be used.

    Here is how to turn letters in the full name to a Destiny Number:


    1
    2
    3
    4
    5
    6
    7
    8
    9
    A
    B
    C
    D
    E
    F
    G
    H
    I
    J
    K
    L
    M
    N
    O
    P
    Q
    R
    S
    T
    U
    V
    W
    X
    Y
    Z
    		 .

    Example of Destiny Number: DAVID MICHAEL McCLAIN, David equals 22/4, Michael equals 33/6, and McClain equals 28 which reduces to 10/1. The Destiny number is 4+6+1=11, and 11, a master number, becomes 11/2. My Destiny Number is 11/2.

    1 (10/1)

    The number 1 Destiny suggests that the direction of growth in your lifetime will be toward gaining greater independence and establishing yourself as a leader. A name producing a 1 Destiny may help you gain the talents to become a skilled executive with keen administrative capabilities, or perhaps a sales executive, or promoter. You have within you what it takes to become an original person with a creative approach to problem solving, and a penchant for initiating action.

    Unless you Life Path shows that you won't need the help, someone may have to follow behind you to handle the details, but you know how to get things going and make things happen. As you develop, you will have little need for much supervision, preferring to act on your own with little restraint.

    Progressing through life, you will become one who seeks to expand and broaden opportunities to find new careers and new inventions. You must develop skills in innovation and ingenuity. You have a good mind and the ability to use it for your advancement. Because of these factors, you have much potential for achievement and financial rewards. Frequently, this Destiny belongs to one running a business or striving to achieve a level of accomplishment on ones talents and efforts.

    As you mature, you must become increasingly ambitious and determined. Self-confident and self-reliant must be yours, as you develop a strong unyielding will and the courage of your convictions.

    The 1 Destiny presents a tendency for you to fear the routine and being in a rut. You often jump the gun because you are afraid of being left behind. The negative attributes of the 1 Destiny include one becoming egotistic and developing a self-centered approach to life. This is an aggressive number and if it is overemphasized it is very hard to live with. You do not have to be overly aggressive to fulfill your destiny. You do not have to dominate and destroy in order to lead and manage.

    2 (11/2, 20/2)

    The number 2 Destiny suggests that the direction of growth in your lifetime will be toward gaining an understanding of people and a greater spiritual sense of the world around you. A name producing a 2 Destiny gives you the tools to work very well with other people. Your destiny will be, in part, in the role of the mediator and the peacemaker. As you grow in this direction, you become sensitive to the feelings of others, you become diplomatic in handling complicated situations.

    The spiritual potential for the 2 Destiny, and perhaps particularly so for the master number 11/2, is very high. You have the capacity to be inspirational, and the ability to lead merely by your own example. An inborn inner strength and awareness can make you an excellent teacher, social worker, philosopher, or advisor. No matter what area of work you pursue, you are very aware and sensitive to the highest sense of your environment. Your intuition is very strong; in fact, many psychic people and those involved in occult studies have the number 11/2 Destiny. Indeed, the 2 has a spiritual connection not found in other numbers.

    In many ways you are dependent on others and seem to function best in a partnership or in some form of group activity. As you mature, modesty will run deeper in your nature, and you must work comfortably without recognition of your accomplishments.

    Often, others will get credit for your ideas, and this must be of little real concern to you as you skill as a team play progresses. Cooperative, courteous, and considerate, you have the capacity to become an outstanding facilitator. You will have the capacity to organize and handle people, just as you will handle detail, rarely overlook anything.

    As you fulfill your destiny, tactful and friendly behavior will increase your popularity, and nearly everyone will like you. Perhaps this is also because you are more content working with your ideals, rather than dollars and cents. The positive aspect of the number 2 Destiny is an always idealistic attitude. This is even more accentuated in the master number 11/2.

    The negative 2 personality can be oversensitive and easily hurt. Too much of this number in your makeup can make you very shy and uncertain. Sometimes the excessive 2 energies makes one apathetic and somewhat indifferent to the job at hand; the ability to handle details is hampered in these cases.

    Some 2s, and especially the 11/2s, struggle with a continuous sense of nervous tension; you may be too sensitive and temperamental. You tend to dream a lot and may be more of a dreamer than a doer. Fantasy and reality sometimes become intermingled and you are sometimes very impractical. You tend to want to spread the illumination of your knowledge to others irrespective of their desire or need.

    3 (12/3, 21/3, 30/3)

    The number 3 Destiny suggests that the direction of growth in your lifetime will be toward a more creative and inspirational nature. This path also leads to establishing yourself as an inspiration person spreading optimism and cheerfulness wherever you reside or travel. The byword for the 3 Destiny is embracing the joy of living and helping others to do the same.

    A large part of your mission in life centers around raising the spirits of your fellow man. This might be on a everyday small scale basis, or it might be by being on stage as an entertainer. Obviously, for most, the first more likely, but, this Destiny does incline you along a variety of lines that may include writing, speaking, singing, acting or teaching. For some the interest in and appreciation of the arts is there, but the creative pursuit of these interests might not arrive.

    You also have the destiny to sell yourself or sell just about any product that comes along. You may indeed be a natural salesman as the 3 traits are always welcome in sales and public relations. You are imaginative in your presentation and a pleasure to be around.

    As you mature you must become an optimistic person that seems ever enthusiastic about life and living. You are friendly, loving and social, and people like you because you are charming and such a good conversationalist. You must develop an ability to communicate effectively in order to inspire others. It is your role in life to inspire and motivate.

    Friends are extremely important to the 3 Destiny, and you must develop the ability to be a true friend. Through this talent you will achieve success. Opportunities open for you as you become increasingly social.

    The negative side of number 3 Destiny is superficiality. You may tend to scatter your forces and simply be too easygoing. It is advisable for the negative 3 to avoid dwelling on trivial matters, especially gossip.

    4 (4, 13/4, 22/4, 31/4, 40/4)

    The number 4 Destiny suggests that the direction of growth in your lifetime will be toward a greater sense of order, service, and management skills. As you develop, you must adopt an approach that is more practical, down-to-earth, and thorough. You must be willing to work those long, hard hours to push a project through to completion.

    A increase in your patience with detail allows you to become expert in fields such as building, engineering, and all forms of craftsmanship. You may accumulate abilities to write and teach, leaning toward the more technical and detailed. In the arts, music will likely be your choice. Artistic talents may also appear in such fields as horticulture and floral arrangement. Many skilled physicians and especially surgeons have the 4 Destiny. Indeed, you may enjoy success in any number of professions in which planning, organization, regulation, and dogged follow through are valued.

    All with Destiny 4, and especially the master number 22/4, are potentially equipped to handle large scale undertakings in the material world. Often the reference to "master builder" is used in with regard to the 22/4, however, this trait is a potentiality in every 4, and does frequently occur.

    The Destiny 4 produces a very moral character and you must choose your friends from those living up to your high standards. It will be difficult to hide your disappointment in those who fail to meet this ideal. You will be happiest mixing with associates and friends who are, like yourself, practical, moral, and doing good works for others.

    The negative side of 4 often produces dominant and bossy individuals. If there is too much 4 energies present in your makeup, you may express some of the negative attitudes of the number 4. The obligations that you face may tend to create frustration and feelings of limitation or restriction. All 4s, and particularly the 22/4 may accentuate unorthodox methods to the point of eccentricity. This negative manifestation of the 4 Destiny can also be very dominating and overbearing. Avoid becoming too rigid, stubborn, dogmatic, and fixed in your opinions. You may have a tendency to develop and hold very strong likes and dislikes, and some of these may border on the classification of prejudice.

    5 (5, 14/5, 23/5, 32/5, 41/5)

    The number 5 Destiny suggests that the direction of growth in your lifetime will be toward becoming a harbinger of change, freedom, and progressive thought and action. The number 5 Destiny potentially endows you with the wonderful characteristic of multi-talents and versatility. You must develop in ways allowing you to do so many things well. The tone of the number 5 is the constructive use of freedom, and in your drive to attain this freedom, you must be the master of adaptability and change.

    As you mature, you must become good at presenting ideas and knowing how to approach people to get what you want. Naturally, this will give you an edge in any sort of selling game and spells easy success when it comes to working with people in most jobs. Whatever you do, you have the capacity to be clever, analytical, and a very quick thinker.

    You must learn to accept changes as they come along and avoid clinging to the outdated. Avoid rebellion, and focus on enlightenment and progression thinking that will benefit mankind. You life is broadened by gaining an understanding and an appreciation of all kinds of people.

    The Destiny 5 will be welcome in many varied professional environments. The public sector is a natural for you because you must administer to all peoples. The media, advertising, promotion, publicity, all types of selling, and entertainment are all potential fields that may interest you. Settling on a single career may not be in the cards for you, as you are in a continuous state of flux brought by constantly changing interests.

    If there is too much of the 5 energy in your makeup or if you develop negatively, the negative side of the number may appear. Your restless and impatient attitude may keep you from staying with any project for too long. Sometimes you can be erratic and scatter yourself and your energies. You have a hard time keeping regular office hours and maintaining any sort of a routine. As clever as you are, you may have a tendency to make the same mistakes over and over again. Much of your response to such errors is glib reaction rather that thoughtful application.

    6 (6, 15/6, 24/6, 33/6, 42/6, 51/6)

    The number 6 Destiny suggests that the direction of growth in your lifetime will be toward a greater sense of responsibility, love, and balance. Development in life must make you more helpful, conscientious, and capable of rectifying and balancing any sort of inharmonious situation. You must be a person very much inclined to give help and comfort to those in need. You have a natural penchant for working with the old, the young, the sick, or the underprivileged.

    As the saying goes, charity begins at home, and the home is where you must be a special person. The qualities of the 6 make the finest and most concerned parent, and one who is often deeply involved in domestic activities. Openness and honesty is apparent in your approach to all relationships, particularly close family relationship. A happy home life is the goal of Destiny 6, and if you live up to the promises of this number, you will reap this reward most likely with some degree of luxury and grace.

    Although you may have considerable creative and artistic talents, the chances are that you will devote yourself to an occupation that shows concern for the betterment of the home and of the community at large. The destiny of the 6 is often a career in medicine, welfare work, education, dealing in the arts, furniture, decorating, landscaping, home construction, religious endeavors, or scientific fields.

    The positive side of the number 6 suggests that you are very loving, friendly, and appreciative of others. You have a depth of understanding that produces much sympathetic, kindness, and generosity.

    If there is an excess of the number 6 in your makeup, you may exhibit some of the negative traits associated with this number. This can include stubbornness, self-righteousness, or dominance. There may be a tendency for you to be too exacting and demanding of yourself, too. In this regard, you may at times sacrifice yourself (or your loved ones) for the welfare of others. Many with the Destiny of the number 6 worry much too much. In some cases, the over zealous 6 has difficulty distinguishing helping from interfering.

    7 (7, 16/7, 25/7, 34/7, 43/7, 52/7)

    The number 7 Destiny suggests that the direction of growth in your lifetime will be toward thought, analysis, and the development of a mind skilled at searching out the truth. You must become accomplished at analyzing, judging and discriminating, so that little escapes your observation and deep understanding. In this you will become increasingly introspective, and value seclusiveness and solitude.

    You are the type of person that can really get involved in a search for wisdom or hidden truths, and you must become an authority on whatever it is your are focusing on. This can easily be of a technical or scientific nature, or it may be religious or occult, it matters very little, you pursue knowledge with the same sort of vigor. You can make a very fine teacher, or because of a natural inclination toward the spiritual, you may become deeply emerged in religious affairs or even psychic explorations. You have excellent capabilities to study and learn really deep and difficult subjects, and to search for hidden fundamentals.

    You tend to operate on a rather different wavelength, and many of your friends may not really know you very well. At full maturity you are likely to be a very peaceful and poised individual. You really like to work alone, at your own pace and in your own way. You neither show or understand emotions very well.

    The positive aspects of the 7 Destiny are that you must be a true perfectionist in a very positive sense of the word. You are very logical, and usually employ a quite rational approach to most things you do. You can be so rational at times that you almost seem to lack emotion, and when you are faced with an emotional situation, you may have a bit of a problem coping with it.

    If there is an over supply of the number 7 in your makeup, the negative aspects of the number may be apparent. The chief negative of 7 relates to the limited degree of trust that you may have in people. A tendency to be highly introverted can make you a bit on the self-centered side, certainly very much self-contained. Because of this, you are not very adaptable, and you may tend to be overly critical and intolerant.

    8 (8, 17/8, 26/8, 35/8, 44/8, 53/8)

    The number 8 Destiny suggests that the direction of growth in your lifetime will be a move up the ladder of attainment in the material world, to achieve financial security, and status amongst your peers. The positive 8 Destiny produces individuals that are very ambitious and goal-oriented. If you are expressing the positive qualities of 8, you are an outstanding manager because you can plan, initiate, and complete projects; you are very dependable and determined.

    The 8 Destiny makes you well-equipped to develop and grow in a managerial sense.

    You have outstanding potential for organizational and administrative responsibilities.

    You have the potential for considerable achievement in business or other powerful positions such as government leadership roles. You have the skill and abilities to establish or operate a business with great efficiency.

    You can expect to receive the financial and material rewards. You have good judgment when it comes to money and commercial matters, and you understand how to build and accumulate material wealth.

    Much of your success must come due to your ability to judge character. With the number 8 Destiny, you must exercise sound judgment in most of your affairs; you must be realistic and practical in your approach to business matters.

    No one has any more energy that a person with the 8 Destiny who has a plan laid and is starting to work. No one has any more self-confidence, either.

    If you have too much of the 8 energy in your makeup, you may express some of the negative attitudes. A negative 8 can be very rigid and stubborn. Ambition sometimes has a way of becoming over-ambition, and you may express an unreasonable impatience with the lack of progress. If your negative side is showing, you may be too exacting, both of yourself and of others. Sometimes this can even becomes a case of intolerance. The Destiny 8 is on a quest for status and power. Neither of these drives are inherently negative unless they are taken to an extreme. You must avoid the tendency to strain after money, material matters, status, or power, to the detriment of the other important factors in your life.

    9 (9, 18/9, 27/9, 36/9, 45/9, 54/9)

    The number 9 Destiny suggests that the direction of growth in your lifetime will be in benevolent activities, in compassion, and in worldly understanding. You are living up to and growing toward your Destiny when you follow your feelings and sense of compassion, and allow yourself to be sensitive to the needs of others.

    You must be willing to help others as you were intended to be the "big brother or big sister" type. You must work well with people, for you have the potential to inspire.

    Creative ability, imagination and artistic talent (often latent) of the highest order are present in this Destiny. Career fields in which you can excel are many and include advisory roles, medicine, legal fields, artistic fields, diplomacy, and religion.

    Friendships, affection, and love are extremely important. Your personal ambitions must be maintained in a very positive perspective, never losing sight of an interest in people, and preserving a sympathetic, tolerant, broad-minded and compassionate point of view. If you are able to achieve the potential of your natural Destiny in this life, you are capable of much human understanding and have a lot to give to others.

    Undeveloped or ignored, the negative side of the 9 Destiny can be very selfish and self-centered. If you do not actively involve yourself with work that benefits others, you may tend to express just the opposite characteristics. It is your role to be very involved with other people and their needs, but it may be difficult for you achieve this role. Aloofness, lack of involvement, and a lack of sensitivity mark the low road of this Destiny.
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    Friday, May 02, 2008

    Fraudulent Schemes (Work- At-Home)

    Friday, May 02, 2008 1
    Fraudulent Schemes (Work- At-Home)

    You see ads, or are deluged by e-mail, promoting the ease and joy of working at home.


    MAKE EXTRA CASH AT HOME!

    ***WIDE SELECTION OF JOBS . . . TOP PAY***

    ****WORK IN THE COMFORT OF YOUR OWN HOME****

    **REAL JOBS WITH REAL COMPANIES**

    "Every day thousands of people just like you are getting started working at home in the fields of computer work, sewing, assembling products, crafts, processing coupons, typing, telephone work and much more!"


    "Home workers are regular ordinary people who earn an excellent living working at their own pace and their own hours. They are fortunate people who have found an easier way to make a living. They had absolutely no prior experience in this field. They earn several hundred dollars weekly in the comfort of their own home and you can be next!"


    "Companies all over the country want to hire you as an independent home worker."


    "The companies in our guide are legitimate and really need home workers. There are over one hundred of the top companies included in our guide offering an opportunity for you to make extra income at home."


    "You are guaranteed to find home based work in our guide. No Problem!"


    "We've helped thousands of people like yourself get started working at home. You can be next!"


    THINK WHAT AN EXTRA $300, $700 OR MORE A WEEK COULD DO FOR YOU!


    LET US HEAR FROM YOU TODAY!


    THIS COULD EASILY CHANGE YOUR LIFE FOREVER!


    DON’T LET THIS EXTRAORDINARY OPPORTUNITY PASS!!


    THESE OPPORTUNITIES ARE PROFITABLE AND EASY . . . ACT NOW!!!!!!


    EARN $200-$1,000 WEEKLY! Assembling products at home.

    Call toll-free 1-(800)574-9635 ext. 150.


    You call the 800 telephone number listed in the ad and speak with a sales rep who describes their work-at-home job program.


    The conversation goes something like this:


    "We specialize and are very successful in giving current data on companies who are looking for home workers. Right now, we have over 100 companies working with us that offer jobs of assembly, arts and crafts, sales, professional services and electronics work".


    "So my chances are pretty good then?"


    "We guarantee that you will get a job. They will not reject you for any reason."


    "What are they like to work for?"


    "We check on all the companies to make sure that they are safe, legitimate companies for you to work for and if you have any problems or any questions at all, we have a customer service person who handles everything"


    "What type of work will I be doing?"


    "The first thing that you’ll be receiving is a portfolio of all of our companies, their pay scales and the things you can assemble. That’s so you can pick out your job because there are about 85 different jobs for you to choose from and you are guaranteed any of those jobs."


    "What does all this cost?"


    "We do have a one-time, lifetime enrollment fee of only $38.95. Now, that enrollment fee is backed with a 90-day money back guarantee. All we ask is that you participate in the program for 60 days."


    "Is that all?"


    "Right. The only fee you pay, is to us, for the enrollment."


    "What kind of money can I make?"


    "These are just a few of over 70 guaranteed home jobs."

    blue bullet point assembling wooden calendars for $252 a week,

    blue bullet point making towel holders for $306 a week,

    blue bullet point assembling electronic circuit boards for $500 a week,

    blue bullet point making hair bows for $300 a week,

    blue bullet point making beaded earrings for $360 a week,

    blue bullet point or assembling holiday decorations for $600 a week.


    So you send in your money and receive only a thin pamphlet listing the name and address of approximately 80 companies, along with a brief description of the assembly projects each company is purportedly offering. It is entirely up to you to contact each company you are interested in for more information. In most instances, you must also send each company an additional $30-$40 in order to receive a "start-up kit".


    Dismayed, you seek a refund but in order to get your money back, you must send them a proof of purchase date, a copy of the purchase receipt, the name and telephone number of two contacts made using the pamphlet, a copy of one application form you completed by using the pamphlet, and a statement of your actions resulting from using the pamphlet, all after sixty days.

    Assembly of Crafts and Other Items


    You are lured into this type of fraud by the promise of high pay, earned while working in the comfort of your home. You may be required to eventually purchase materials, equipment and training—at high prices ranging from hundreds to thousands of dollars—from the fraud perpetrator, or his referrals, in order to assemble your work products.


    Some "earn money at home" offers are intended to sell appliances such as a sewing or sign-making machine from the company. Others offer "assembly work" but require payment for instructions and assembly kits. These advertisers sell the materials and kits to make such articles as ties, baby shoes, etc.


    You are urged to purchase the materials needed to complete the job, based on a promise that once the product is assembled, they will buy it back from you and sell it to a well-known retail chain.


    Respondents to these offers must sign a contract which obligates you to buy a machine or materials, but which does not obligate the seller in any manner.


    You invest, but they never buy the product back from you, often closing shop and moving on to a new location. You are left with products for which there is no market and little opportunity to recoup your investment.


    The kit seller may or may not offer or guarantee to buy back or pay for the finished product but may initially ask you for a sample of your work which demonstrates your skill, plus a small registration and evaluation fee. Then they refuse to pay for your work because it doesn’t meet "quality standards".


    Unfortunately, no work is ever "up to standard," leaving you with overpriced equipment and supplies, and no income. To sell your goods, you must find your own customers.

    Envelope Stuffing Frauds


    "Steady income for minimal labor - earn $2 each time you fold a brochure and seal it in an envelope! Send $20 for more details."


    Envelope-stuffing frauds usually begin with such an ad in the Business Opportunities section of a newspaper or magazine. The headline usually jumps out at you.


    "We'll pay you 25 cents for each envelope you stuff and return to us" "Earn $250 for stuffing 1,000 envelopes while watching TV."


    Such advertisements are deceptive and misleading and should simply be ignored or reported to authorities. When you respond to their earn-money stuffing-envelope pitch you envision that the company making the offer will send you brochures which you will fold, stuff into envelopes, seal and return to the company for which you will receive payment of 25 cents each.


    But that's not the way the scheme works. In order to receive any information you will have to send them some sort of initial non-returnable payment, usually between $10 and $25. By return mail you receive some information and an agreement form which you are asked to read and sign.


    The information packet starts with their suggestion that you place an ad in your local newspaper which reads: "Address and Mail commission circulars at home and be flooded with offers. For offer and details rush stamped, self-addressed envelope and 25 cents service fee" to a particular address. Here you are asked to insert your name. You are also expected to pay for the classified ad.


    When work-hungry consumers in your area read your ad and respond, you "stuff" the self-addressed envelope your victims sent to you into a larger envelope and return it to the company. As promised, they let you keep the enclosed 25 cents for each one you send, as payment, but you must pay the postage for anything you send to them.


    So in order to make any money yourself you must pay for classified ads and bilk more consumers out of a quarter, a stamp and the time they spent responding to your advertisement. Envelope stuffing schemes are essentially pyramid schemes or chain letters combined with a "how-to" element.


    These ads are targeting housebound people of limited means, such as mothers with young children and the disabled who find the convenience of working out of the house very attractive.


    One con who charged from $10 to $45 for info on how to earn good money working at home, stuffing envelopes and stapling booklets, managed to defraud about $200,000 from thousands of people from around the country.


    Being charged in a criminal information with two counts of mail fraud means he has waived indictment by a federal grand jury. A criminal information is considered the prelude to a guilty plea. People who requested refunds got either no response or checks that bounced.

    Product Testing Frauds


    Product testing frauds usually begin when you receive a handsome brochure showing dozens of products and a sales pitch asking you to enroll as a product evaluator. The cost for postage and handling is purported to cost from $5 to $9 and you get to keep the hundreds of gift products you receive for testing. There is usually some sort of enrollment fee ranging from $10 to $25 dollars.


    Many consumers never receive a response after sending their enrollment check. They are the lucky ones. Those who are enrolled and request products for testing may end up paying hundreds of dollars in postage and handling for items worth far less than the fees.

    Reading Books for Money Frauds


    You respond to an ad which claims you can make a potential $30,000 per year reading books at home. The ads indicate that all you have to do is ask for a list from which you pick a book, submit a report and then get paid right away.


    You send along your one time fee of $57 and what they send you back is a listing book of publishers, without even contact addresses. After tracking down several publishers, you discover from them that publishers don’t hire people for this purpose sight unseen and certainly not without prior experience and proper educational or vocational background.

    Home-Based Computer Work Fraud


    You respond to an ad which proclaims:


    "PC Users - do overflow work and earn $14/hr with Data Entry and Word Processing from the comfort of your home!"


    They indicate there is a money back guarantee after 90 days so you send off your $65.


    In return you receive a disk containing generic information on running a business and a list of 500 business names around the country. You attempt to contact the ones that are still in business and determine that while some require actual visits to the distant office, most pay an amount per entry which works out to only about $2 per hour.


    You remember after 90 days to call for a refund but the line has been disconnected. Behind the scenes, the business has once again changed names and phone numbers and continued on with its nationwide advertising, knowing that their victims seldom make a fuss over the small amount they have lost to this deception.

    The Reality of Work-at-Home Offers


    "Earn hundreds in your spare time!"

    "Our people have come from all walks of life and succeed with no special training!"

    "The market for your work already exists - this huge, untapped market is waiting for you! Order Now!"

    "Only $29.95 will bring you thousands in earning power!"

    "Profits will start rolling in with your first completed item!"

    "Popular demand will force us to raise our rates soon!"


    Legitimate work-at-home program sponsors should tell you —in writing and for free —what’s involved. Here are some questions you might ask a potential employer:

    blue bullet point What tasks will I be required to perform? (Ask them to list every step of the job.)

    blue bullet point Will I be paid a salary or on commission?

    blue bullet point Who will pay me?

    blue bullet point When will I get my first paycheck?

    blue bullet point What is the total cost of the work-at-home program, including supplies, equipment, and membership fees?

    blue bullet point What will I get for my money?



    -->



    Many ads don’t say you may have to work for many hours without pay. Or that there may be hidden costs. Countless work-at-home schemes require you to spend your own money to place newspaper ads, make photocopies, or buy the envelopes, paper, stamps, and other supplies, instructions or equipment you need to do the job.


    People deceived by these ads have lost thousands of dollars in addition to their time and energy.


    These business opportunities make it sound easy to start a business that will bring in lots of income without much work or cash outlay. The solicitations trumpet unbelievable earnings claims of $140 a day, $1,000 a day, or more, and claim that the business doesn’t involve selling, meetings, or personal contact with others, or that someone else will do all the work.


    According to the U.S. Postal Service Investigation Service, envelope stuffing has become a highly mechanized operation using sophisticated mass mailing techniques and equipment which eliminates any profit potential for an individual doing this type of work at home.


    They know of no work-at-home promotion that ever produces income as alleged. In just one twelve month period they put about 3,500 of these work-at-home operations out of business through mail stop orders, consent agreements, or criminal proceedings.


    To raise public awareness and assist law enforcement, the Better Business Bureau and the U.S. Postal Inspection Service answered 112 work-at-home advertisements around the country and found that nearly 100 percent of the heavily advertised opportunities are fraudulent.


    The yearlong investigation, called Operation Job Fraud, found that 21 operations were out of business before the study concluded. Another 12 did not respond after applicants sent money, and 10 more stopped responding after an initial inquiry.


    Of the 69 remaining, two said the jobs had been filled and the rest sent instructions for setting up another work-at-home company, products to assemble, books and lists of other work-at-home companies to contact or offers for software, books or videos.


    While about 20 million entrepreneurs this year will earn their income from enterprises run from basement offices and kitchen tables nationwide millions of others will fall victim to work-at-home scams that are spread through classified ads, direct mailings, and the Internet and e-mail.


    They will say things like: "Work at Home, Earn Up to $40,000 a Year!"; "Easy Work for Excellent Pay!"; "Be Your Own Boss, Work Your Own Hours!"


    One person who paid $54 for a software package that she thought would allow her to launch a data-entry business found that when she installed the software, the only directions that popped onto her screen told her to place ads in local newspapers to get others to purchase the software. "And if, by chance, any other sucker bought the software, like I did, then I would get paid $7."


    Another victim spent more than $2,100 on a home computer and training software after answering an advertisement to work from home as a medical-bills processor. But after getting set up, she called the company for help and found that the telephone number was disconnected.


    Items to look for when suspecting a fraudulent home business opportunity:

    blue bullet point No experience is required.

    blue bullet point You can make a fortune working a few hours a week.

    blue bullet point Ask yourself why they would pay you for something a machine or factory in China could do faster and cheaper.

    blue bullet point The ad is bold-faced, CAPITALIZED and full of exclamation marks!!!

    blue bullet point The ad is totally vague about what you’ll do but implies untold riches.

    blue bullet point You are asked to call a 1-900 number and are billed for seeking more information.

    blue bullet point For a fee, they will send you a list of businesses that are looking for home-based workers.

    blue bullet point When following up they pressure you to make a decision immediately.


    "How-To" Get Caught


    An FTC induced settlement showed that more than 85,000 consumers nationwide lost about $4 million to U.S. Hotline, Inc. which did business as U.S. Car Buyers Alliance, U.S. Job Finders and U.S. Publishers Advocates, marketers of three "money-making" schemes. Most consumers are lucky to be getting back about $50, which represents full refunds of their losses.


    The FTC had charged the defendants with deceptively promoting a series of "guides", for $20 to $50 each, that supposedly explained how to buy government-seized cars at "giveaway prices," or how to find work-at-home jobs that involved reading manuscripts or books, or performing piece-work.


    They misrepresented their refund policies, the profits or earnings you could make, and numerous other aspects of the schemes. In addition to the refunds they are barred from making the same or similar misrepresentations regarding any publications, products or services they market in the future.


    The companies are all out of business at this time. The FTC won a court order freezing their assets and appointed a receiver. The refunds are being distributed to those who filed written complaints or who mailed in a claim form sent to all of their customers.


    10/01 - The first Ontario ruling to forfeit proceeds of crime acquired through Cybermarketing fraud came about after the conviction of Daniel Richard Quibell, 27; James Earl Quibell, 25; and Richard Brian Quibell, 52, for their spamming operation which promoted home businesses.


    The three were found guilty of fraud in connection with the operation of three companies; R&D Enterprises, Cybermarketing and National Information Services; from June of 1997 to October of 2001.


    The investigation began after police received complaints that millions of unsolicited electronic mail messages were being dispersed world wide. These messages, disseminated by the companies, promised the ability to earn thousands of dollars monthly by starting home businesses.


    The investigation concluded that the nature and promises made in the unsolicited emails constituted a fraud against the public. More than 10,000 individuals around the world fell victim to the scheme.


    They were sentenced today to a six month conditional sentence to be served at their residence. The monies, which amounted to $225,000, will be returned to the victims by the Attorney General of Ontario.


    Other Sites:


    Friends in Business Scams


    Susan Simerly sent along this offering Dec 21, 2001.


    HOME-WORKERS NEEDED! $300-$1000 PLUS WEEKLY Simple, pleasant work...you do at home.


    Dear Friend,


    Are you seeking a rewarding second income? Would you like to set your own work schedule? Work the hours you choose? Earn extra income for your family? If so, then we may have the answer.


    Current statistics show that by the year 2010, 40-60% of the American work-force will be working from home. Get a jump on your future and secure a job through us. Our company provides a special work-at-home program that is used by thousands of people and businesses across the globe.


    With your help, we can reach and provide a better program to more of these people and businesses, faster and at a lower cost, than our competitors. The vast majority of these positions require no special skills or experience, just a sincere desire to GET STARTED, and EARN MONEY!

    YOU CAN EARN GOOD MONEY!!!


    Potential incomes range from $300 to $1000 weekly or more, depending only on the amount of free time you have available. The effort you invest can make you a substantial income. You'll find this work, done easily and quickly, can double or even triple your income.


    With just one or two hours per day you will be excitedly surprised at how easy we've made it to get the type of position you want and how profitable this work actually is. You can earn enough money working in your spare time to purchase that new car or boat you've been wanting, pay off credit cards, bills, or even take a vacation. Maybe just add more financial security for yourself or your family. Whatever the reason, you can't go wrong.


    ALL BUSINESS CAN BE DONE RIGHT FROM YOUR OWN HOME


    You can start the same day you receive our program and instructions and begin receiving money within a matter of days. Most of these positions require no prior experience or special skills and our program is specifically designed to get you up and running as fast as possible.


    HELP SOLVE YOUR MONEY PROBLEMS


    If you are looking for an excellent extra income to relieve financial pressures, you owe it to yourself to investigate our program. Naturally, no company can afford to send out expensive information for free to everyone who writes in asking for it. Therefore, we must ask each person for a one time fee of $10.00.


    This fee covers all the cost of our work-at-home program and includes complete details. It also assures us that you are serious about working as a Home-Worker. We will not ask or require you to pay us for any additional information, instructions, or materials. There is no hassle. However, you must act promptly.


    At this time there is a need for dependable Home-Workers in your area, some of whom may start in the very near future. There are only a limited number of positions needed for each position for each region and as soon as each position is filled, we will cease to offer this program. Your help is needed now! So, if you're a productive, positive person, we're looking forward to hearing from you and seeing you benefit from our program.


    SIMPLE, EASY, AND PROFITABLE, THIS PROGRAM MAY BE THE BEST WAY TO MAKE AN EXCELLENT INCOME AT HOME.


    I understand that the Home-Workers Program does not contain and is not in any way a get-rich-quick scheme and that the fee I am enclosing is a one-time fee only and that ZCC Marketing will not ask for or require any further funds.


    **Processing fee must be in US FUNDS ONLY please. *


    Send to: ZCC Marketing 1489 Marine Drive #514 West Vancouver, B.C. CANADA V7T 1B8 Because we are a company soliciting people from the public we must assure you that we are the BEST type of company PERIOD.


    No Pot of Gold at the End


    I want to let people know, who hopefully find this site before getting scammed, that Rainbow Expressions is a total scam. They offer all kinds of work-at-home programs all over the internet and have many sites linked to them - here are a few: workathomeconnection.com; workathomesite.com; findworkathomeemployment.com; rainbowexpressions.com


    Rainbow Expressions

    P.O. Box 130275

    Fort Lauderdale, Florida 33313


    I found them by typing in work-at-home jobs. I figured they were legit because no matter which site I went to, there they were. I paid them $47.00 dollars for their start up fee for supplies to stuff envelopes.


    I really regret not finding this site before sending them my money. I wrote them a mean letter and requested they refund my money if they have any decency - knowing that they will probably just laugh and cherish my letter as "A job well done" on their part.


    It is so sad to know that there are people in the world that do this to others. I am not able to go out and work in an everyday work environment as most people can, because of disabilities and thought this envelope stuffing job was an answer to our prayers. Extra money of any amount is very hard to come by in my household.


    Linda MFP 01/06/02


    Not Barefoot Yet


    There is a site I got involved with called Iron Stone Publishing at ironstonepub.com. They charged me $24.95 to get downloads of jobs at home.


    I applied for dozens and never got one reply. When I applied for a home job they had listed for Pinkerton I received my envelope back marked address unknown.


    When I informed them of this I was called stupid and uneducated and incapable of following orders or applying for a job. Nothing could be further from the truth, believe me.


    When I mentioned that I was going to tell people what had happened to me, they informed me that if I discussed anything about their site, with anyone, they would sue my socks off.


    After I advised them that I was alerting Pinkerton about them, I never heard back. Just thought I'd warn others.


    Siouxscot 01/05/02


    Med Quest Inc at www.Med-Quest-Inc.com say they guarantee you a job but after you pay them a fee all they do is send you a list of companies that are supposedly hiring. When applicants called the companies listed, the perspective employers were very upset and wanted to know who's list they were on so they could be removed.


    None of them knew what you were talking about and were not working with that company although a few of them seemed to have had this problem before with Med Quest. Applicants have not got money back even though they said it was money back guarantee.

    Work at Home as Phone Actors/Actresses for SEX LINES / PSYCHIC HOTLINES


    With suggestive or generically obscure names such as Lip Service, North Star Guild, TnT Central, Brownwood Ltd, Teleglobal, Destiny4Pleasure, thisnthatcompany and Miss Mercedes Ladies, the adult phone line business promises to pay you for talking the pants off other people.


    The trouble is you may be the one to have to find these people and drive them to the site, then you need to get them to pay for the service. You are also expected to purchase calling cards and/or call the customer on your dime for a top pay of 30 cents a minute.


    In addition AT&T is getting out of a major part of the pay-for-service telephone business, dealing a serious blow to psychics, sex lines and other companies that use 900 numbers. They stopped providing billing services for new 900 customers as of 01/02, and will discontinue billing for all such numbers on Dec. 31. The tawdry reputation of some 900 services and its affect on AT&T's image may have played a part.


    Tips and comments from promoters include:




    -->



    "Do you have a charming personality and love to talk with interesting people? Do you desire to earn a great income performing a fun and easy job right from the comfort of your own home?


    If you answered "yes" to all of the questions above, then this is the job for you! Northstar Communications desperately needs telephone actors and actresses to provide entertaining conversation to our European clients. We prohibit all sexual-oriented conversation. We are not associated with any adult entertainment industry. Our chat lines are only open to nice, honest conversation.


    Compensation for this position is WONDERFUL!! You can earn a minimum of $670 per week! You are only required to work any 5 days out of a 7 day week and talk a minimum of 240 minutes a day. The best part about working for us is, there is NO investment or start-up fees of any kind.


    Nevertheless, if you have spectacular voice talent and desire to work from home, send an e-mail to..."


    "The newest Adult Phone Chat line out there is owned by two women who are not only out there to make money themselves but to provide a stable, fun and stress free work environment for both men and women."


    "Remember to always protect yourself and your privacy. You make the decision regarding the type of method used to receive these calls."


    "Pre-Paid Calling Cards can be purchased at local gas stations, Walmarts, or other discount stores. (Shop for the card with the best per minute rate, we use cards that have a 1 cent per minute rate. You may have to do some shopping to find this one but they do exist.)


    "Purchase an 800 service for your home phone. These require that you pay the rate that the 800 company sets forth out of your pay. We are not responsible for your phone bill."


    "You can use your home phone to call the client, again you are responsible for your own phone bill. Check with your company regarding long distance rates. We are not responsible for your phone bill. Also, make certain that you know how to use call block so that the person you are calling cannot trace the call back to you. If you have a cell phone with unlimited minutes and long distance, you can use this as well if you like."


    "For the most part, you are expected to "play around" on ICQ and try to get people to call you. You can use AOL, Yahoo, personal ads or whatever else you like."


    "We charge $35 for 15 minute phone meetings and $55 for 30 minute phone meetings. Your pay is these amounts less $10 ($25 and $45). Most "phone sex" sites will only pay half the amount charged to the client."


    "You will have a listing as a Mistress or Miss on the mainpage, your own webpage and a "pro" email account."


    "This job requires reps to answer incoming calls directed by the main computer and interact with customers by using their computer screen scripts. All reps are independent contractors, and work on a per call/minute basis, and are paid only for their talk time, with additional incentives (Bonuses) for outstanding performance."


    "Seeking EXPERIENCED psychic professional counselors in all areas of divination: Tarot, Astrology, Karma cards, Angel Cards, Numerology, Runes, ETC! All Wiccans and other spiritual groups are encouraged to join us! Applicant MUST bear a TRUE psychic/intuitive GIFT (no acting nor fabrication). $13/hour."


    Some cautionary notes and observations from past participants.


    "It is definitely sex talk, but for the money, I can talk about almost anything on the phone."


    "Most times it is about sex, not just a nice woman to chat with. But it's a game. If you want to work the psychic lines for $9-12 bucks an hour, go for it, but if you want to act you can make $16.80 an hour."


    "The lady next door knows I work at home. She has no idea what I do because I just tell people I work for a marketing company and I have to be on the phone and the computer a lot. One day I was in the bathroom doing a call and "Billy Bob, get your ass up here for dinner" was yelled into my window right into my phone."


    "Many companies will promise you you will get busy, but then hire tons of girls so no one can make a living except for the owners of the line."


    "As soon as they want $$$ for info, the right to work, or whatever........forget about it!"


    "If anyone is interested in doing phone sex, with Brownwood Ltd. you have no need for a second phone line in your home, no costs to start, and the calls are routed to you, you don't have to run up an outrageous phone bill. www.BrownwoodLtd.com"


    "I had a 900# for which I paid 300 bucks and I got scammed. When I called my own 900# I was told to hang up and dial someone else's number."


    "They run ads very late at night. If they have two or three hundred people call wanting a reading, then they have to have two or three hundred people sitting by their phones, all bright eyed and bushy tailed in the middle of the night. The calls quickly taper off, and though you make three dollars and fifty cents for a ten minute reading, they only give you seven per cent, I cannot be bothered to stay up late for such wages."


    "The money is so low that anyone who can read cards can work at a coffee shop or a restaurant, split the take with the owner, and do better in one day than this paid in a whole month."


    "I thought it would be good when I was working around the house. You can't do anything else, take a bath, wash the dishes, walk the dog, because you have to be professional when that phone starts ringing."


    "The whole ICQ thing just sounds like another way to say "troll for customers using AOL Instant Messaging". Just another scam that wants you to waste YOUR time finding clients and spend YOUR money talking to them...."


    "Sounds like there are different chats we can do with the client we don't have to do anything we aren't comfortable with. Depending on the block time we get a percentage of the pay paid everyday via Paypal and also once a week pay sent to our house."


    "I bought a phone card for 10 bucks, it was calls for a penny a minute with an access fee per call of 25 cents. I had 2 callers for 30 minutes the one day, got paid the next and went and bought another card."


    "I have seen actress/actor jobs were you have to get your own 1-800 numbers so they can call you and you have to scout your own clients. When I see those I just move on."


    "If there is a guarantee that clients are ready and willing to pay $30 for 15 minutes of chat time and I can get a calling card for 0.01/min then 100 minutes of talking could be very lucrative. Time will tell!"


    "Regardless of how many calls you take, your pay reflects the average amount of time you kept callers on the line. If your average hold time is under 8 minutes you get paid 12 cents per minute. The only way to get paid 30 cents a minute is for you to have an average of 10 minutes."


    "You can't force these men who are ready to climax to hold on for 10 minutes. Though some who just call to talk last about 15 minutes, the others that last 2 or 3 always brings the average down."


    "Conversion is the % of people you talk to that turn around and call the 900# AND stay on past the free minutes."


    "I have looked into the psychic lines which are an absolute rip off. You have a script so you are ripping off these people that are calling in thinking this is going to help them."


    Don't Follow This Star


    Get paid to chat. $.56 a minute. No fees. Not phone sex or psychic.


    When hundreds of people signed on for one "work at home - get paid to chat" opportunity they were told they would have friendly innocent conversations with European men or recruit other phone actors who called.


    But instead of answering phone calls from a lonely hearts line they had to make the phone calls and many times it was long-distance. The deception involved hundreds of people who were charged thousands of dollars for phone minutes.


    The home-workers were told to connect through an inaccessible toll-free number but when that did not work they were given a long-distance line to call and told they would be paid $1.48 per minute.


    They said they would be reimbursed the call-in charge of up to $1 a minute but never got that or payment for their time. Instead they incurred phone bills in the thousands of dollars.


    "I answered an ad advertising for recruiters, people to actually recruit the phone actors and actresses who would talk to people on the North Star line. You would just try to keep people on the phone and chat with them."


    As for the lonely European men, a few workers remember hearing some men on the line. But the only one located thought he was being paid to talk to lonely women. After navigating through some fairly explicit material, the home workers connected to people who sounded mysteriously like other home workers.


    "So I was talking with the women who had kids, talking about recipes and cooking dinner. But after a few days we began putting two-and-two together and figured, hey, we're just chatting with each other."


    The company behind this, North Star Communications Group Ltd. was traced to 21 year old Mike Bain alias Mike Bailey of Winnipeg, Canada.


    2025 Corydon Ave Suite 162, Winnipeg MB R3P 0N5

    385 St. Mary Ave, Winnipeg, MB R3C 0N1


    Try Collecting From Them


    Operating since at least 1998, A.V.I. Data Processing Center of Highland CA have had a pattern of unanswered complaints regarding alleged false advertising and misrepresentation of an employment offer with them for data entry which they promote through www.aviathome.com


    While they appear to advertise data entry work at home employment, processing legal judgment notices, clients are not offered employment of any kind.


    Instead, for an advance fee of $175.00, they receive a package containing software, a book with information on starting your own business, instructions on how to search court records for unpaid judgments and are told to mail a series of letters to the prevailing party at their own expense, offering to collect their judgment for a fee of $20.00.


    Refunds and cancellations can only be obtained if the complainant sends proof of receiving 50 checks from clients within 60 days.


    The company responds to a few complaints by denying refund requests but most complaints are unanswered. Both A V I Data Processing Center and Nationwide Collection Services operate out of a mail drop. Neither company has a published telephone number, and calls to the phone numbers on their printed materials reach recorded messages.


    The individual below is trying to get his money back and is going to file a suit locally against this company. He would like to know if anyone that has been victimized by them would care to have him represent them.


    Robert M Brady

    38545 35th ST E

    Palmdale, CA 93550

    cjfa.org@ earthlink.net


    Update 04/15/02 / 07/29/02

    The BBB has 117 complaints filed against AVI on file.


    The USPS has notified AVI that they are under investigation through their Consumer Protection Program, and have 45 days to resolve this situation, or face possible prosecution by the United States Attorney's Office, as well as a possible administrative action taken by the Legal Department of the USPS, to cut off their mail service.


    Bob had meeting with Rick Stevens - Special Investigator with the San Bernardino District Attorney's Office, who have launched a formal investigation by the Specialized Prosecutions Group (Consumer Fraud) Division and has filed complaints with CA Department of Consumer Affairs, the FTC, and the CA State Attorney General's Office, but hasn't received any word from these agencies as of yet.


    He is looking for legal counsel that will represent a class action though so far only two victims have contacted him. He is hoping to get access to the BBB complaint file but told that a court ordered subpoena is required.


    He put together a website dedicated to this specific issue. For his efforts he has been served with a lawsuit by Higgins, the guy that said he didn't own AVI in the beginning. He is suing for Defamation, Trade Libel and Unfair Business Practices.


    Robert wants to get him into court anyway so a Judge can see for himself what's going on. He has the help of Stephen Rohde, the immediate past president of the Southern California ACLU who is helping him structure his legal motions and filings. He feels that the DA is right around the corner from filing charges as well.


    08/19/02 - Filed Motion To Strike "AVI's" Complaint so that the issue of "deceptive and misleading" advertising will be brought in front of a Judge for review. The Hearing is set for September 17, 2002 in the Superior Court of San Bernardino, Dept. S5. No word yet from the District Attorney's Office regarding their investigation.


    Lesley Fountain (www.friendsinbusiness.com), who was named as a co-defendant in this lawsuit, has Jesper Rasmussen from the California Anti-SLAPP Program (www.casp.net) helping her to put her motion together.


    Good luck as they go toe-to-toe with AVI Data Processing (Dameon Higgins)


    11/14/02 - The hearing was scheduled for the next day but a fax arrived stating that Mr. Higgins is dropping the lawsuit against them.


    03/27/03 - In February, we won a judgment against AVI for our "Costs & Attorney's Fees" for over $76,000. Now they are complaining about that so it's back to court. We also found out that we would likely have won the "Motion To Strike" as well, if he hadn't dropped the lawsuit.


    Stock Routing Scam


    While I have yet to figure the workings or ultimate goal of this operation I thought I would put it up for display and eventual investigation. They explain the process thus:


    We process packages from our partners around the country and feel the need of honest person, who can route our mail to destinations around Europe. All our letters and packages are legal, and will be received by you from big well-known corporations such as Toshiba, Gateway, HP, Fujitsu, Dell.


    We do know about the Anthrax threat in USA these days, so we promise you - there are will be no packages/letters from unknown individuals, just well-known corporations.


    PAYMENT: We arrange payment at end of first probation month of work (30 days) $2000.00 in U.S. Dollars and second month and after that - $4000.00 in U.S. Dollars.


    In future, salary may be up to $120.000 per year, but work can become full-time. In addition to payment above, you'll receive all money you'll spend for shipping for our company.



    -->



    LETTERS & PACKAGES TRAFFIC: You receive about two packages per week - 1 8 lbs per package maximum.


    REQUIREMENTS: 1)5-10 hours per week 2)Address for letters and packages (not a P.O. box) 3)Fax us any kind of your I.D. - such as drivers license, national I.D. etc. to 720-528-7930 (U.S FAX) (You can understand, without simple verification, we can't begin to work, because our packages have very high value and we don't want to risk) 4)When you receive our packages & letters, you must send them out via USPS Global Express Mail (EMS) to our destinations and provide tracking number to us.


    ABOUT US: We are Sprint Ordering, Ltd. engaged in distributing of exclusive electronics. We help people in purchasing brand-name electronics such as DVD-players, A/V receivers, digital photo and video camcorders, some kind of rare accessories for them.


    Also we are interested in distributing different computer parts, complete computer systems (notebooks only). You can check our website at www.sprintordering.com for more information.


    The reason of our activity is the absence of possibility to buy that kind of electronics in those regions (high tax-rates, high prices, absence in the shops or expensivness).


    We need to sign contract before the work. Let us know your decision. Look at the contract:


    E M P L O Y M E N T C O N T R A C T


    THIS AGREEMENT, entered into this the ____ day of _____________, 2002, by and between Sprint Ordering, Ltd., (410 W. Colfax Avenue, Denver, CO, 80204, USA), in the furtherance "Employer", and ______________________, in the furtherance "Employee".


    WHEREAS Employee identifies himself as ______________________ residing at the following address: ________________________________________________WHEREAS Employee states that he's citizen or permanent resident of the US and his residence is in City of _____________, State of __________________, USA.


    He submits as verifications of these facts a true & accurate copies of his I.D. card (Driver's License, SSN Card etc.) that are incorporated herein.


    WHEREAS Employer is liable both criminally and contractually to keep information (such as SS and Driver's License numbers) confidentially.


    N O W T H E R E F O R E, FOR AND IN CONSIDERATION of the mutual promises and benefits to be derived by the parties, they do hereby agree to the following:


    1. The employee is being hired as a _Stock_Router_________ to perform the following general duties: _route our mail and packages to location we specify_.

    2. Hours of employment: 20 hours (Number of hours per week: 5 hours).

    3. Working month is counted from the moment of getting first package (letter) by Employee. Employer guarantees this to happen within ten working days from the date of signing this agreement. Employee must inform Employer by any way the same day as this will happen.

    4. Ending date of employment: Until termination with or without cause. Employee will be paid back all expenses according to the date of termination.

    5. The Employee's compensation shall be paid and received monthly in the following order:


    (A) First Month $2000.00 plus reimbursement for all and any S&H charges the Employee has paid,

    (B) and Second Month and following months $4000.00 plus Employer agrees to pay a reasonable advance fee but not less than $1000.00 to Employee (as "expense account fund") to cover all and any S&H charges the Employee will pay.


    6. This agreement may be terminated without notice by either party.

    7. The Employee acknowledges that in the course of employment he may become aware of certain information about the Employer's operations or clients that is considered proprietary.

    8. The Employee agrees not to disclose such information or use the information in any manner that might be harmful to the Employer's business for which Employee is liable both criminally & contractually to keep confidentially.

    9. No modification or amendments shall be made to this contract unless it (they) are in writing and executed by both parties.

    10. TIME IS OF ESSENCE for both parties.

    11. This contract is governed by the laws of the State of Colorado or those of the State of the Employee is residing in.

    12. Should any disagreement arise between the parties as it relates to employment, each party shall be responsible for their own attorneys' fees and court costs unless the Court orders otherwise.


    THIS IS THE WHOLE AND ONLY AGREEMENT (CONTRACT) BETWEEN THE CONTRACTING PARTIES.


    FOR THE Sprint Ordering Ltd.:


    William A Chambers

    Robert T Gray


    Note: Most likely a Nigerian scam, money laundering, check fraud, bogus orders operation.


    Med-A-Fax is supposed to be a "work at home" based business that deals with sending faxes to medical institutions to help doctors and such find work. They charge you a fee of $298 for the package, if you want to know more about the company, what it has to offer, etc.


    They tell you very little, if anything, about the opportunity BEFORE you send them a payment.


    Got the package-it doesn't work. Just false advertising of how much money you can make, and how the business works. Plus if you have a complaint they will not answer your calls/letters/email, etc. When we requested a refund, they gave us a run-around and refused to refund our money (even after sending all of the material back to them). Beware of this rip-off.


    Thomas 03/12/02


    Don't Staple, Fold or Mutilate the Payment Though


    I received a work at home offer in the mail and as I have been burnt before so I was not stupid enough to fall again.


    The scam is "Stapling Booklets at Home". The promise is "Up to $2500.00 Weekly" with a registration fee of $39.00 - $3.00 extra for shipping within 7 days".The address to return the filled out form and money is:


    N.K.D Enterprises

    4119 N. State Rd. 7

    P.M.B. 135

    Ft. Lauderdale, FL 33319


    The envelope was post marked NO VA P&DC and had no return address.


    I wish that there was a site that could list the suspects. Why does someone have to get ripped off and then fill out a bunch of forms before the word can start trickling out about a particular scam?


    Scott Boldwyn 08/19/02


    2 Oct 2002 NorthantsnewCrimeBeat UK


    A conman who tricked people out of their money with a bogus 'work from home' scheme was yesterday jailed for two years. A court was told 32-year-old Neil Jeans, Corby, advertised for mailing staff and charged them money to purchase an introductory kit.


    Only later did workers find they were required to place advertisements in local shops at their own expense to recruit more people for him to cheat. Even after being convicted of eight charges of deception in November last year, Jeans set up another firm and continued the deception.


    He had first established Aquamass UK, of Corby, and placed advertisements in newspapers in September and October, 2000. Applicants received a letter promising "extra money doing pleasant work at home" and were asked to send off for a starter kit.


    Leicester Crown Court was told yesterday applicants who did send off later received a booklet entitled Helpers of People. But only when they received it did they realise they had to place advertisements at their own cost.


    Catarina Sjolin, prosecuting, said Jeans' business proposition was actually "a self-perpetuating scheme, with no real work done, achieved or produced". Jeans offered 40p for every address secured by his 'employees', leaving the victim almost inevitably out of pocket.


    At a magistrates' court hearing last year Jeans was found guilty of netting £114 through the fraud. He asked for a further 13 offences, committed in January and February this year to be taken into consideration.


    Miss Sjolin said he had now operated the scam four times, with previous convictions in 1994 and 1997 and one year-long jail sentence. Tony Stanford, mitigating, conceded the matters were serious but insisted the aim had been to create a genuine mailing list.


    He said: "Mr Jeans concedes that the way in which he went about it was not appropriate. But he stopped at an early stage." Mr Stanford added that Jeans had recently become a father with his new partner and would be prepared to repay his victims.


    But passing sentence, Judge Richard Bray said: "One can't exaggerate how much anguish these sort of frauds cause members of the public. This was an unpleasant scam which preyed upon the credulity and trust of customers, many doubtless desperate for work."


    JOB DESCRIPTION; Processing Specialist,


    This position is done over the internet and involves processing e-mail orders, for software, from your home office. Each order must be processed promptly and copied to a 3.5 diskette. This will involve working 2 - 4 hours per day, however you may choose to work more. At least 15 hours per week is required.


    Full training will be provided, including; software that is downloaded to your computer, an information packet, and a duplication license. This information will teach you how to receive and process the orders. The software and information are free but, we need to ask for a $7.95 USD postage and handling charge. There will be no other charges to you. It is not necessary to send by priority, express, certified or registered mail.


    JOB REQUIREMENTS; No experience is necessary, however you must be self-motivated and self-disciplined. You will need a PC, printer of good quality and an e-mail account. Job is open to US residents only.


    YOUR PAY; You can make $12.00 - $15.00 per order completed by check to your home office. It will take less than one hour to complete an order.


    APPLY FOR PROCESSING SPECIALIST; send your info and the postage and handling fee, (money order or check, please no cash) to; Online Resource PO Box 270572 Milwaukee, WI 53227


    As a bonus, you can download several documents and use them in addition to your software to help you with a Home Office Career. Have a great day, Online Resource 10/07/02 www.expage.com/onlineresources


    I visited your website and have a question about an envelope stuffing advertisement.


    In my local newspaper I saw the ad, placed my name and received information. It said I have to send in money to receive a directory which lists jobs I can get like envelope stuffing or assembling things. Also, there is a website www.HomeJobSecrets.com.


    The company is located at 599B Yonge St., Suite 259, Toronto, ON M4Y 1Z4, but for all I know it's probably just a mail box.


    I know it's a scam because you have to pay money to work, but this company is based in Toronto and is called Canadian Consumer Services Inc. which offers the service of selling directories.


    Even if this aspect is a legal business what about the companies in the directories? Could they be scam jobs and if so how is this legal? It says it's registered with Ontario Consumer and Commercial Relations and the Chamber of Commerce but how could they let these scams go on.


    How can they set up and run businesses like this without being caught? If this is illegal then how come they’re not getting caught by authorities in Canada or anywhere else?


    Sarah Sawah 06/13/03


    Federal Trade Commission v. end70 Corporation, et al.

    The Federal Trade Commission announced the filing of a complaint against the defendants alleging that they made deceptive claims in the sale of Internet home-business opportunities. A temporary restraining order has been entered by the court.


    Examples of "Work at Home" sites:


    www.ushomeworkers.info


    www.homeworkersunited.com


    www.HomeJobSecrets.come
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