POWER OF MONEY....

Words of wisdom by Singapore’s youngest millionaire; a writer…..

(Singapore’s youngest millionaire at 26 yrs.)

Some of you may already know that I travel around the region pretty frequently, having to visit and conduct seminars at my offices in Malaysia, Indonesia, Thailand and Suzhou (China). I am in the airport almost every other week so I get to bump into many people who have attended my seminars or have read my books.

Recently, someone came up to me on a plane to KL and looked rather shocked. He asked, 'How come a millionaire like you is traveling economy?' My reply was, 'That's why I am a millionaire. ‘He still looked pretty confused. This again confirms that greatest lie ever told about wealth (which I wrote about in my latest book 'Secrets of Self-Made Millionaires’). Many people have been brainwashed to think that millionaires have to wear Gucci, Hugo Boss, Rolex, and sit on first class in air travel. This is why so many people never become rich because the moment that earn more money, they think that it is only natural that they spend more, putting them back to square one.

The truth is that most self-made millionaires are frugal and only spend on what is necessary and of value. That is why they are able to accumulate and multiply their wealth so much faster.

Over the last 7 years, I have saved about 80% of my income while today I save only about 60% (because I have my wife, mother in law, 2 maids, 2 kids, etc. to support). Still, it is way above most people who save 10% of their income (If they are lucky).

I refuse to buy a first class ticket or to buy a $300 shirt because I think that it is a complete waste of money. However, I happily pay $1,300 to send my 2-year old daughter to Julia Gabriel for Speech and Drama classes without thinking twice.

When I joined the YEO (Young Entrepreneur’s Orgn) a few years back (YEO is an exclusive club open to those who are under 40 and make over $1m a year in their own business), I discovered that those who were self-made thought like me. Many of them with net worth well over $5m, travelled economy class and some even drove Toyotas and Nissans - not Audis, Mercs, BMWs.

I noticed that it was only those who never had to work hard to build their own wealth (there were also a few ministers' and tycoons' sons in the club) who spent like there was no tomorrow. Somehow, when you did not have to build everything from scratch, you do not really value money. This is precisely the reason why a family's wealth (no matter how much) rarely lasts past the third generation.

Thank God my rich dad foresaw this terrible possibility and refused to give me a cent to start my business.

Then some people ask me, 'What is the point in making so much money if you don't enjoy it?' The thing is that I don't really find happiness in buying branded clothes, jewellery or sitting in first class. Even if buying something makes me happy it is only for a while; it does not last. Material happiness never lasts, it just gives you a quick fix. After a while you feel lousy again and have to buy the next thing which you think will make you happy. I always think that if you need material things to make you happy, then you live a pretty sad and unfulfilled life…

Instead, what makes me happy is when I see my children laughing and playing and learning so fast. What makes me happy is when I see my companies and trainers reaching more and more people every year in so many more countries. What makes me really happy is when I read all the emails about how my books and seminars have touched and inspired someone's life. What makes me really happy is reading all your wonderful posts about how this blog is inspiring you. This happiness makes me feel really good for a long time, much much more than what a Rolex would do for me.

I think the point I want to put across is that happiness must come from doing your life's work (be it teaching, building homes, designing, trading, winning tournaments etc.) and the money that comes is only a by-product. If you hate what you are doing and rely on the money you earn to make you happy by buying stuff, then I think that you are living a life of meaninglessness.

Laughing Therapy 

A type of therapy that uses humor to help relieve pain and stress and improve a person's sense of well-being. ... Laughter therapy may include laughter exercises, clowns, and comedy movies, books, games, and puzzles. It is a type of complementary therapy. Also called humor therapy.

Laughing is an excellent way to reduce stress in our lives. Learn about Laughter Therapy and Laughter Yoga as fun and alternative ways to reduce stress.

Patients, doctors and health-care professionals are all finding that laughter may indeed be the best medicine.

Laughing is found to lower blood pressure, reduce stress hormones, increase muscle flexion, and boost immune function by raising levels of infection-fighting T-cells, disease-fighting proteins called Gamma-interferon and B-cells, which produce disease-destroying antibodies. Laughter also triggers the release of endorphins, the body's natural painkillers, and produces a general sense of well-being.

Laughter is infectious. Hospitals around the country are incorporating formal and informal laughter therapy programs into their therapeutic regimens. In countries such as India, laughing clubs -- in which participants gather in the early morning for the sole purpose of laughing -- are becoming as popular as Rotary Clubs in the United States.

Humor is a universal language. It's a contagious emotion and a natural diversion. It brings other people in and breaks down barriers. Best of all it is free and has no known side reactions.

Therapeutic Benefits of Laughter

Dr. Lee Berk and fellow researcher Dr. Stanley Tan of Loma Linda University in California have been studying the effects of laughter on the immune system. To date their published studies have shown that laughing lowers blood pressure, reduces stress hormones, increases muscle flexion, and boosts immune function by raising levels of infection-fighting T-cells, disease-fighting proteins called Gamma-interferon and B-cells, which produce disease-destroying antibodies. Laughter also triggers the release of endorphins, the body's natural painkillers, and produces a general sense of well-being.

Following is a summary of his research, taken from an interview published in the September/October 1996 issue of the Humor and Health Journal.

Laughter Activates the Immune System

In Berk's study, the physiological response produced by belly laughter was opposite of what is seen in classical stress, supporting the conclusion that mirthful laughter is a eustress state -- a state that produces healthy or positive emotions.

Research results indicate that, after exposure to humor, there is a general increase in activity within the immune system, including:

• An increase in the number and activity level of natural killer cells that attack viral infected cells and some types of cancer and tumor cells.

• An increase in activated T cells (T lymphocytes). There are many T cells that await activation. Laughter appears to tell the immune system to "turn it up a notch."

• An increase in the antibody IgA (immunoglobulin A), which fights upper respiratory tract insults and infections.

• An increase in gamma interferon, which tells various components of the immune system to "turn on."

• An increase in IgB, the immunoglobulin produced in the greatest quantity in body, as well as an increase in Complement 3, which helps antibodies to pierce dysfunctional or infected cells. The increase in both substances was not only present while subjects watched a humor video; there also was a lingering effect that continued to show increased levels the next day.

Laughter Decreases "Stress" Hormones

The results of the study also supported research indicating a general decrease in stress hormones that constrict blood vessels and suppress immune activity. These were shown to decrease in the study group exposed to humor.

For example, levels of epinephrine were lower in the group both in anticipation of humor and after exposure to humor. Epinephrine levels remained down throughout the experiment.

In addition, dopamine levels (as measured by dopac) were also decreased. Dopamine is involved in the "fight or flight response" and is associated with elevated blood pressure.

Laughing is aerobic, providing a workout for the diaphragm and increasing the body's ability to use oxygen.

Laughter brings in positive emotions that can enhance – not replace -- conventional treatments. Hence it is another tool available to help fight the disease.

Experts believe that, when used as an adjunct to conventional care, laughter can reduce pain and aid the healing process. For one thing, laughter offers a powerful distraction from pain.

In a study published in the Journal of Holistic Nursing, patients were told one-liners after surgery and before painful medication was administered. Those exposed to humor perceived less pain when compared to patients who didn't get a dose of humor as part of their therapy.

Perhaps, the biggest benefit of laughter is that it is free and has no known negative side effects.

So, here is a summary of how humor contributes to physical health. More details can be found in the article, Humor and Health contributed by Paul McGhee

Muscle Relaxation - Belly laugh results in muscle relaxation. While you laugh, the muscles that do not participate in the belly laugh, relaxes. After you finish laughing those muscles involved in the laughter start to relax. So, the action takes place in two stages.

Reduction of Stress Hormones - Laughter reduces at least four of neuroendocrine hormones associated with stress response. These are epinephrine, cortisol, dopac, and growth hormone.

Immune System Enhancement - Clinical studies have shown that humor strengthens the immune system.

Pain Reduction - Humor allows a person to "forget" about pains such as aches, arthritis, etc.

Cardiac Exercise - A belly laugh is equivalent to "an internal jogging." Laughter can provide good cardiac conditioning especially for those who are unable to perform physical exercises.

Blood Pressure - Women seem to benefit more than men in preventing hypertension.

Respiration - Frequent belly laughter empties your lungs of more air than it takes in resulting in a cleansing effect - similar to deep breathing. Especially beneficial for patient's who are suffering from emphysema and other respiratory ailments.

Laugh Your Way to Enlightenment!

Happiness is our essential nature.

Rather than waiting for external events to determine our happiness, we can find it deep inside ourselves. Perhaps we think we have to be relaxed and calm, or that all sorts of conditions must exist for us to be happy. This is not the case; happiness can exist for no reason. The more we practice smiling, laughing and enjoying ourselves for no reason, the more we will discover that we already have what we seek.

Many of us know that laughter is good for us, but we might feel that we have nothing to laugh about; we may feel more like crying. The second stage of The Mystic Rose can help us to release and heal old wounds, unburden sorrows and discover deep peace within.

So try some laughter techniques, but be kind and gentle with yourself. And remember: If you are in the midst of a difficult time in your life, commit an equal amount of time to allow your sadness to exist. The balanced awareness and expression of both of these energies will bring you to a deeper harmony and peace within yourself.

The Benefits

Laughter is good for us in every way as several studies have shown. (See, for example, articles by N. Lehrman in Archives of Internal Medicine, April 26,1993; by Lee Berk, Dr. P.H. in Loma Linda University School of Medicine News, March 11,1999; by N.Silver in American Health, November 1986; by J. McCormick in Lancet, August 1994. Among these findings:

• Laughter stimulates physical healing.

• Laughter enhances our creativity.

• Laughter is rejuvenating and regenerating.

• Laughter is sexy.

• Laughter is good for relationships.

• Laughter opens the heart.

• Laughter gives us a glimpse of freedom from the mind.

The Laughter Meditation

When you wake up in the morning, stretch your body-every muscle, cell and fiber-just like a cat. After a few moments, start laughing. Just start. At the beginning you may have to force it a little, saying 'Ha, Ha, Ha,' or 'Ho, Ho, Ho' to get the laughter energy moving. Soon, a spontaneous laughter will arise at the sound of your attempts at laughing. Try it for five minutes. Just laugh for no reason at all. Laugh for the sake of laughing.

Try it again for five minutes when you go to bed, just before you go to sleep. Try it in the shower or while driving your car in traffic. Ha, Ha, Ha. Even to say those words out loud will start a transformation in your energy, in your mood.

At the beginning, it will take some effort; you might want to use a laughter CD to help you get started. After a little while, it will start to happen naturally. Your body will get used to it, will start to expect it.

Laughter is one of the easiest ways to free yourself from the mind's constant thought process and find inner peace. It will make you more alive, more healthy, more creative, and more silent. Simply relax into the enjoyment. You will discover in yourself a tremendous natural talent for rejoicing in life. You may even laugh your way to enlightenment. Yes, it's that good. Remember to laugh-a lot-every day.